Car Insurance Articles


How bad driving penalties affect your rate

You may have heard of this recent happening: a driver in Kitchener, Ont. is facing seven charges in a stunt-driving investigation. Doing 145 km/h in a 90 km/h zone, the driver, in a sedan, is facing charges that include stunt driving (driving at a rate of over 50 km/h), speeding in a 90 km/h zone, driving with a blood alcohol concentration level over zero (he was a Class G2 licence holder), producing false evidence and knowingly having false insurance.

Legal or illegal?

If you drive a car, then it’s inevitable: you probably have a couple of bad habits. Nobody’s perfect and while it’s tempting to start multitasking, speed or even try to finish getting ready for work in the car, know that you could be setting yourself up for trouble.

Is it worth the fight?

You’ve been slapped with a fine for a driving infraction — now what? Should you just pay the ticket and forget about it? What about demerit points and how they will affect your driving record, not to mention your auto insurance rate?

Quote Unquote - May 20, 2009

I was involved in an accident and the police officer didn’t charge me with anything. This means that my insurance company will not increase my rates because of the claim, right?

Did You Know? - May 20, 2009

The scenario: You’re in another city on business and rented a car for the week. After a meeting, you’ve returned to the spot where you parked the car only to discover it’s gone. Turns out somebody stole the car. You’re already picturing the fit the customer service representative is going to have when you go back to the rental location to explain ...

Thinking of cancelling your auto insurance?

With bills to pay and the state of the economy keeping you up at night, you’ve probably been trying to think of ways to cut down on your monthly costs. You may even be contemplating terminating your auto insurance policy, wondering what will happen if you don’t have insurance…

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