New Car Insurance Articles
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Teenage Drivers and Your Insurance: How You Can Keep Rates Affordable
Adding a teenage driver to your insurance policy may just be as frightening for many parents as the thought of having their teenager out on the road. Rates for teenager drivers are notorious for being among the highest, and there is good reason for...- Quote Unquote – Vol. 12.8
- Keep Your Summer Ticket-Free and Your Insurance Rates Low
As the days warm up and summer beckons us out on the road for Sunday drives, vacation travels and day trips to the beach, it can be easy to get caught up in enjoying the weather and be less aware of the rules of the road. During the summer months, law enforcement...- Did you know? – Vol. 12.8
- Protect your Purchase: Safe Car Buying to Avoid Fraud
A car is a major purchase, and the last thing you want is to find out after the fact that you have been tricked out of a large sum of money. When buying a car from a private party there are some steps you should take to ensure you’re making...- Insurance Hotline Explains Car Insurance Rate Increases and Offers Tips to Avoid Them
Car insurance is already a major expense for most people, and when that rate increases it can be frustrating. Insurance companies raise rates for a variety of reasons, and InsuranceHotline.com has the inside information on what the top factors are in rate...- Insider Secrets to Saving on Car Insurance: Are You Overpaying?
Car insurance is among the many necessities you have to pay for in order to be legal on the road, but it doesn’t have to be something you’re overpaying for. Most people would like to find a way to save...- Expensive Errors: Five Costly Driving Habits
Most drivers are guilty of at least one bad habit behind the wheel whether they are aware of it or not. Unfortunately, those bad habits that have become so ingrained you don’t really think about them can turn out to be seriously...- Top Reasons to Call Your Insurance Provider: Top Tips for Up to Date Coverage
An insurance provider can only provide the best coverage and car insurance quotes when they are kept up to date on any changes that affect these items. Keeping the insurance company in the loop regarding life changes as well as anything else that affects how insurance...- After an Accident: Common Mistakes You Don’t Want to Make
In the moments following a car accident it can be difficult to remember what you need to do – and often more importantly what you should not do. If you have been involved in an accident, knowing what mistakes to avoid can help make your insurance claim go smoothly and...- The Truth About the High Cost of Insurance Fraud
Insurance fraud is an expensive problem for Canadians. Although it is often seen as something that only impacts the insurance company, the truth is that it costs every Canadian driver. The consequences of fraudulent insurance claims are far-reaching, and many people do not...- Keep Insurance Rates Low with Tips for a Clean Driving Record
Keeping a clean driving record means qualifying for the best insurance rate - which means saving a lot of money on premiums over time. Taking steps to protect and maintain a good driving record is the best way to keep car insurance rates down, but also means safer roads for all drivers.- Quote Unquote – Vol. 12.6
- Did You Know? – Vol. 12.6
- A New Car for Spring: Saving on Car Insurance
- Car Insurance Fraud: Avoiding Mistakes that Cost Everyone
- Types of Fraud: Recognizing and Avoiding Insurance Fraud
- New to Ontario? Things You Should Know About Auto Insurance
- Quote Unquote – Vol. 12.5
- Did you know? – Vol. 12.5
- Early Cancellation of Your Auto Policy: Things to Consider Before You Cancel
- Car Insurance Savings: The Truth and the Myths About Lower Premiums
- Loyalty and Your Insurance Company: Does Sticking Around Mean Better Rates?
- Slow Down When School is Out: InsuranceHotline.com Provides Driving Tips for March Break
- Insurance for High Risk Drivers: Who Needs it and Why?
- Tips for Drivers to Avoid the Risks of Driving Unlicensed or Uninsured
- Tips to Save You Money on Your Family’s Car Insurance
- Quote UnQuote – Vol. 12.4
- InsuranceHotline.com Provides Tips on How to Understand Insurance Rate Increases
- At-Fault Accidents: Common Situations Where You Are Likely At Fault
- Accident Reporting: When Your Insurance Company Needs to Know
- InsuranceHotline.com Launches Astrological Infographic
- After An Accident: The Right Interactions with the Other Driver
- Understanding Auto Insurance Deductibles: When They Apply, How They Affect Rates
- Common Winter Car Accidents: Avoiding Crashes in Winter Conditions
- Quote Unquote – Vol. 12.3
- Did you know? – Vol. 12.3
- InsuranceHotline.com Awards Gift Card to Toronto Resident
- G1 Drivers and Accidents: What are the Implications?
- InsuranceHotline.com Offers Top Driving Tips for New Drivers
- Be a Role Model on the Road: How to Teach Children Safe Driving
- InsuranceHotline.com Launches Insurance Myth of the Week Program
InsuranceHotline.com has launched a new website which examines insurance myths — InsuranceMyths.ca. The site has both videos and copy aimed at educating consumers about common misconceptions regarding insurance...- Did you know? – Vol. 2
- Quote Unquote – Vol. 2
- InsuranceHotline.com Informs Drivers of the Many Types of Distracted Driving
- InsuranceHotline.com provides tips to save money on car & home insurance in the New Year
- When Should I Shop Around For Insurance?
- New Year’s Resolution – Saving Money on Car & Home Insurance
- Quote Unquote – January 2012
- Did you know? – January 2012
- InsuranceHotline.com Quotes Top 10 Stolen Cars in Canada
- Ten Bad Driving Habits to Avoid
- InsuranceHotline.com Launches Favourite Dream Car Contest
- Why Winter is a Smart Time to Buy a New Car
- Vehicle Acquisitions – Buying vs Leasing
- Did you know? – December 2011
- Quote Unquote – December 2011
- Top Ten Tips to Prevent Thieves from Stealing your Holiday Cheer
- Five Ways to Lower Car Insurance Bills for the Holidays
- Coverage for a Rental Car: What You Need to Know
- Approved Anti-Theft Devices Protect Your Car and Lower Your Rates
- InsuranceHotline.com Offers Tips for Drivers Going Through the Claims Process
- Changing Insurance Companies: How and When to Switch
You’ve shopped around and found a good insurance rate – now what? Here are a few easy steps to follow and things you should know before making the switch: Choosing a New Insurance Company The first step to changing insurance companies is to select a new company and policy. Start by obtaining quotes from a variety of companies. When you request quotes, make sure that you are getting the quote based on the same coverage options and levels; this will ensure that you are comparing rates fairly.- The Aftermath of a Traffic Violation
Knowing what to do when you receive a traffic violation can be a little confusing and overwhelming, especially if it is your first ticket. Should you dispute the ticket? Should you pay the fine immediately? What will happen to your insurance rates? These are just a few of the questions that might pass through your mind; fortunately, dealing with a traffic violation is generally quite straightforward.- Myths and Facts about Car Insurance
Buying car insurance is perhaps the single most important decision that you can do to protect one of your most expensive investments, your car. Unfortunately, looking for cheap, but dependable car insurance may be a bit challenging, especially if you are not aware of the facts surrounding the industry. One of the greatest problems faced by car owners is that there are a number of myths that are being proliferated for the purpose of marketing and advertising. Keep in mind that accurate information on car insurance can only be retrieved from reputable sources.- Avoid Winter Driving Dangers with Tips from InsuranceHotline.com
- No-Fault Insurance: What it Really Means to You
- Get Winter-Ready and Save on Car Insurance with Tips from InsuranceHotline.com
- How Fault is Determined in a Winter Accident
- Saving on Auto Insurance: How You Can Lower Your Rates
- Auto Insurance Terms Explained: A Helpful Guide
- Did you know? – November 2011
- Quote Unquote – November 2011
- Helpful Tips in the Event of a Car Accident
- InsuranceHotline.com Dispels the Top Fall Car Insurance Myths
- InsuranceHotline.com Offers Halloween Safety Tips on the Road and at Home
- Know Before You Loan: Important Facts About Lending a Vehicle
- Traffic Infractions: Their Severity and Impact on Insurance Rates
- Uncovering the Truth About Accident Forgiveness and Other Insurance Features
- Are You Getting the Most Out of Your Car Insurance?
- Did you know? – October 2011
- Quote Unquote – October 2011
- How Rates Are Determined: The Main Factors in Auto Insurance Premiums
- Tricks, Treats, and Safety: Prevent a Halloween Insurance Claim!
- Savings for Going Green
- Commuting to Toronto and Its Impact on Car Insurance
- Snowbirds Can Relax With the Right Insurance in Place
- Comparing Insurance Rates Before Buying a New Car Saves Money
- Back to School Calls for Vigilance on the Road
- Insurance Coverage for Students Leaving the Nest
- We All Pay for Auto Insurance Fraud
- 7 Tips to Save on Car Insurance
- The Cost of Not Paying Attention
InsuranceHotline.com educates drivers about the safety and car insurance repercussions of distracted driving. Find 7 tips that will help you avoid increased insurance rates.- InsuranceHotline.com Helps Consumers Counteract Home Robberies
Along with the warm weather, summertime also brings an increase in travel plans. From May-24 to Labour Day, weekends begin with cottage-country traffic jams and the majority of Canadians use some, if not all, of their available vacation time to travel when the weather is warm. This tends to coincide with an increase in the incidence of home burglaries. One insurance company recently released statistics stating that their rates of home insurance claims for home theft increased by 13, 20, and 31% during the months of June, July and August respectively from April.- InsuranceHotline.com Helps Consumers Make the Most of Summer July 6, 2011, InsuranceHotline.com wants consumers to be aware of insurance issues related to the summer months. Home, auto, travel and even boat insurance are all affected by elements of the summer season. More families are on the road driving to vacation destinations, boating season is in full swing, and global travel is abundant which is why the company is helping educate consumers about their insurance options
, price comparisons and what they need to be aware of when it comes combating the summer elements through insurance protection.- InsuranceHotline.com Debunks Auto Insurance Myths
June 15, 2011, Toronto, ON In an effort to help consumers save on insurance rates, Insurancehotline.com, a non-biased insurance rate comparison service is separating fact from fiction by debunking the most common car insurance myths in an effort to keep consumers informed.- 5 Mistakes to Avoid When Buying Car Insurance
When you buy car insurance, it's important to get the right policy for yourself and your family. You want to make sure that you are fully protected if you get into an accident or if your car is stolen or damaged by other means. Of course, let's not forget you'd like to save as much money as possible while still ensuring that you're adequately covered.- What Happens if You’re in a Parking Lot Accident?
Unfortunately, parking lot accidents can and do happen from time to time. It's important to realize that they can affect your car insurance premiums just as much as any other accident. Parking lot accidents tend to be reported less since frequently since they are usually relatively minor incidents, but they can be every bit as significant to your driving and insurance records.- 12 Tips to Prevent Vehicle Theft
Every year, approximately 125,000 vehicles are stolen in Canada. This theft costs insurers nearly 0,000 dollars annually, a cost of roughly for every auto insurance premium in Canada. These vehicles are often used in other crimes, dismantled for parts, or shipped overseas to be resold. With this in mind, it certainly makes sense to take steps to protect your car from thieves. Theft deterrents not only help to protect your car, they can also help earn you lower auto insurance premiums.- The Consequences of Drinking and Driving
Despite significant improvements over the past 20 years or so, drinking and driving remains a serious social problem, in Canada and around the world. MADD Canada estimates that between 1200 and 1500 people are killed annually as a result of drug or alcohol related accidents and it's believed that drinking and driving is affects the lives of approximately 70,000 people in Canada each year.- The 10 Most Stolen Vehicles in Canada
Automobile theft is a significant problem that costs Canadians approximately .2 billion each year in insurance, health care, policing and correctional costs. Statistics Canada reports that just over 125,000 vehicles were stolen in Canada in 2008. The Insurance Bureau of Canada estimates that about 20,000 stolen cars are exported from Canada annually.- Facility Association Insurance
The Facility Association is made up of automobile insurers that provide car insurance in Ontario, Alberta, New Brunswick, Nova Scotia, Prince Edward Island, Newfoundland, Yukon, Nunavut and the Northwest Territories. Drivers who secure car insurance through Facility Association are those who cannot get vehicle insurance through regular car insurance companies due to prior accidents, a poor driving record, a previous history of insurance policy cancellations, non-payment or other issues.- What Happens When I make an Insurance Claim?
No one wants to have to make a claim on their insurance. Not only does a claim mean that you've suffered a loss, but claims can have a negative impact on your insurance as well, raising your premiums. When it's time to make a claim, you might not know what to do or expect. Having an insurance provider you trust is important. Whether you've received insurance quotes online or in person, the level of coverage and the responsiveness of the provider is an important consideration. Insurance companies have a process in place for when you need to make a claim, but in order to make the process a bit less daunting, we've answered the following, commonly asked questions for you.- Preparing Your Car for the Winter Season
In most areas of Canada, the winter season can significantly affect driving conditions, leaving you more prone to accidents. During the winter, even more so than other times of the year, it's important to focus on defensive driving to protect yourself and keep your family safe and sound. Driving safely also helps keep your insurance rates down, while minimizing wear and tear on your vehicle.- What You Should Know About Ontario Auto Insurance Reforms
As of September 1, 2010, the government has approved a number of changes to the way auto insurance is administered in Ontario. The Insurance Act was amended in 2003 to require a review of auto insurance in Ontario every five years. The first such review took place in 2008, yielding a list of 41 proposed reforms. From these reforms, new regulations were announced in March of 2010 and will become effective on all car insurance policies in Ontario that are initiated or renewed after September 1st of this year.- How to Resolve a Dispute with your Insurance Company
As careful as we are, there is the possibility of being involved in an accident while you're driving. While carrying car insurance minimizes the financial risks and responsibilities of the aftermath of an accident, there is a possibility that you and your insurance company could disagree about the benefits you're entitled to in the event that you have to file a claim. What can you do in the case of a dispute with your insurance company? The best scenario is that you and your insurance provider can come to an agreement that works for both of you, but in the case that it isn't possible to resolve the disagreement between both parties, there are other options available to you.- Five Advantages of Using an Insurance Broker
When buying insurance, you can choose to buy from an insurance agent who represents a specific insurance company, or you can choose to purchase your insurance through an independent insurance broker. Often, an independent broker can prove to be the better choice, and it's easy to find the cheapest insurance premiums from a broker in your area online.- New Drinking and Driving Legislation for Drivers Under 21
As of August 1st, 2010 the Ontario government implemented changes to the impaired driving laws for drivers 21 years of age or less. These changes will have a significant impact on young drivers and particularly high school and university students. MADD Canada recently rated Ontario's drinking and driving regulations as the best in Canada, followed closely by Manitoba, Prince Edward Island and Nova Scotia.- 7 Tips for Back to School Traffic Safety
Now that September is here, children are returning to school in force and that means we all have a responsibility to be a little more watchful on the roads. This is particularly important at times of day when children are more likely to be outside of the school - including when school begins, lunchtime and after school.- What You Need to Know About Recent Changes to Ontario Auto Insurance
Starting in the summer of 2010, Ontario vehicle operators will see some changes to their auto insurance. These changes are aimed at providing injured parties with more choices with for financial and medical assistance. Drivers now have the ability to choose their levels of coverage and the subsequent benefits that they want to have access to if they are injured in an automobile accident.- What Every Ontarian Should Know About Car Insurance Policies
Car insurance policies can be confusing, but it's important to fully understand your auto insurance policy and feel comfortable that you have the appropriate and necessary coverage to protect you in the case of an accident or injury. The following article will briefly explain the components of your car insurance policy in Ontario.- Top Tips – Insure Your Sports Car For Less
Having a sports car is a blast - until you get your insurance bill! While many drivers love the feel of the wind blowing in their hair, or the feel of flying around tight curves with umpteen amounts of horsepower, in the end you end up paying for the privilege. But that doesn't mean you can't save on car insurance in Canada for your vehicle. Here are the top tips for saving on insurance for your sports car.- 6 Ways to Save on Car Insurance
Car insurance is necessary to protect yourself and your loved ones financially in the event of an accident, theft or vandalism. It's also a legal requirement in Canada. So, how can you get the best bang for your buck when buying car insurance and still protecting yourself against the unexpected? Here are six tips that will help you keep you well protected and keep your costs reasonable.- Ontario G1 License Requirements and Restrictions
As a new driver, it's important to understand G1 licensing requirements and what restrictions you must adhere to in order to maintain your G1 license. Otherwise, you could be faced with a license suspension or steep fines for fewer infractions than a fully licensed driver. Many insurance companies in Ontario are hesitant to insure drivers who have already had traffic tickets or accidents before even receiving their full license.- How to File an Auto Insurance Claim
Your auto insurance policy protects you from financial losses as a result of motor vehicle accidents. As unpleasant as the prospect of an accident is, car accidents are, unfortunately a more common occurrence than one might think. If you find yourself the victim of an accident, or even at fault in the event of a collision, you must report the event to the police, as well as to your insurance company.- How to Cancel Your Auto Insurance Policy
Whether you've had your auto insurance policy with an insurer for one year or ten years, comparing insurance quotes is always a good idea - especially when you're approaching your annual renewal date. If you find a cheaper policy that fits your needs, it may be time to switch your insurance provider. Follow these steps to make canceling your insurance policy easy.- How to Buy Car Insurance
Buying insurance doesn't have to be challenging. If you're looking for insurance for your vehicle, these simple tips will help you feel comfortable as you go through the purchasing process, whether you're buying car insurance in Alberta, Ontario, or anywhere else in Canada.- How to Avoid Parking Lot Accidents
Parking lots are perhaps the most common places for minor, low-impact accidents to occur. In many cases, drivers and pedestrians are distracted by their surroundings. Many drivers don't consider parking lots to require the same careful attention to driving as roads or highways. The following tips should help you to avoid parking lot accidents. By avoiding these unnecessary accidents, and the insurance claims that you may be forced to file as a result, you can keep your insurance premiums low and stay safe, even in seemingly quiet parking lots.- How do Tickets and Accidents Affect your Insurance Premiums?
There are countless myths as to how traffic tickets and accidents can affect your car insurance premiums. Read on to learn the truth about the effects of a traffic ticket or accident, and how you can minimize the impact either has on your insurance costs.- Hot Tips: What To Do After a Car Accident
The sad truth is that virtually every driver will be involved in a car accident at some point in their lives. Fortunately, most accidents are minor and involve minimal injuries and property damage. Your car insurance coverage is in place to help you to recover from any losses you may suffer as a result, but it's still important to know what to do and how to protect yourself and your rights when involved in an auto accident. Here are a few tips to help you when you find yourself involved in a collision.- Four Facts You Need To Know About Your Car Insurance Policy
Automobile insurance shopping can be a frustrating and confusing task at times. How do you know which coverage is the best for you? What should it cost? Are you paying too much? The following four facts can help you make an informed decision when searching for an automobile insurance policy. - Quote Unquote – Vol. 12.8
