Dear (Name)

Thank you for using The Consumer's Guide. Please read the following carefully.

This quote is for all vehicles and drivers you entered, it does not include
taxes and was calculated by the standard insurance industry rating software,
Compu-Quote. When contacting a broker, you should fax or email this quote
to them to ensure they are working from the same rating profile.

Rates may vary somewhat, however, if there is a major rate discrepancy,
please have the brokerage fax us their quote to (416)686-0530 and we will
address the situation accordingly.

With your quote we have provided either a broker contact or the insurance
company website to locate a broker.

* Please note that the market is severely restricted and many brokers are
not taking on new clients. You may need to speak to "several" brokers to
find one who is presently taking new clients.


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Client Information
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Name:             (Name)
City:             TORONTO
Postal Code:      M4M 2W7
Phone:            (Phone Number)
E-mail:            (email address)
Number of cars:  1         Number of Drivers: 1


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Car Information:
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Car Make:             VOLVO
VICC:             
Car Model:            S80 2.9 4DR
Car Year:             2000
Annual Mileage:        20000
Use: Pleasure         Kms to work:  2
Liability:            1000
Collision:              300
Comprehensive:          300
Number of drivers:    1


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Driver Information for Car 1:
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Age:	   57		Gender: M
Status:    S		Retired: N
Training:  N		Insured Since: 1966
G license:        1965
G1 license:        N/A
G2 license:        N/A
Claims in the past 6 years:                0
Minor Tickets in the past 3 years:         0
Major Tickets in the past 3 years:         0
Criminal Convictions in the past 3 years:  0
Non-payment(s) in the past 3 years:  0



The lowest rate(s) quoted from our database of 30 companies are:
------------------------------COMPANY 1---------------------------
Company:	Royal Insurance Company
Rate:		$1802
Contact:		http://www.royalsunalliance.ca/royalsun/sections/broker_search/personal_comm.asp

------------------------------COMPANY 2---------------------------
Company:	Economical Mutual Insurance
Rate:		$1815
Contact:		http://www.economicalinsurance.com/web/news.nsf/SearchPostalCodes?OpenForm

------------------------------COMPANY 3---------------------------
Company:	Federation Insurance
Rate:		$1817
Contact:		http://www.federation.ca/en/brokers/find.htm

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Insurance Broker Use:
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This quote was generated by the industry-standard software Compu-Quote 
Rating Services. The quote includes the Uninsured Motorist and Family  
Protection endorsements, and the above coverages as outlined. The rates
may vary if additional information is presented.

If there is a major rate discrepancy please have the broker fax this quote
to The Consumer's Guide to Insurance office at (416)686-0530, with the  
company name and rate they calculated. We will then email you the reason
for the rate discrepancy and address the situation accordingly.

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Tickets And Accidents:
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Traffic tickets and accidents are serious issues which can affect your    
license and insurance. If you are charged with a traffic violation or have
been involved in an accident, for help, information or an online quote,   
please visit: http://www.insurancehotline.com/traffic/


If the case of a misquote, please follow the link below to apply for a refund:

https://www.insurancehotline.com/scripts/insquote.pl?instype=REFUND&ID=ID107789094927891&Date=20040201: