www.InsuranceHotline.com uses the same rates and insurance quoting software as the industry does. If the information you entered was correct, any broker representing the insurance company, that InsuranceHotline.com quoted, should be able to write up your policy for you.

If you are experiencing difficulties getting the same rate quoted from the broker as you received from this service, or can't get a broker to respond to you, we have some suggestions.

1) Many brokers are unable to take on new business and don't return calls. We ask that you contact three different brokers for the insurance company you were quoted. While one broker may not be able to place the business, another can.

2) We send hundreds of consumers to the insurance company websites to find a broker. One suggestion is not to call the first couple of brokers listed, as they probably are receiving the majority of calls and are very busy as a result. Try looking further down the list.

3) You may also wish to speak with brokers outside of your area. The rate is based on your postal code, not where the broker is located, so whether the broker is in Toronto or Ottawa or Windsor, this will not affect the rate you were quoted. We also suggest you email or fax the quote we sent you to as many brokers as you can, and write on it to call you if they can place you with this insurance company.

4) InsuranceHotline uses the same quoting software as the insurance industry does. Tell the broker that the quote was calculated using the Compu-Quote Rating Software and email it to them. If a broker questions the accuracy of the rate, simply ask them to identify where the error ocurred.

90% of rate discrepancies occur due to the wrong information being input, either by the driver or by the broker. For example, many car models are similarly-named (Nissan Altima instead of Nissan Altima SE), and this can lead to a considerable difference in rates.