Romanov Report
The Romanov Report gives you information about your insurance, renewals, your vehicle, tickets, accidents and the law.
An archive of all reports is available.
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Traffic Court Is No Small Deal: Seat belt tickets, tickets for not carrying proper ID such as your licence or insurance, and so forth, can put you at risk of
losing your
licence or affecting your livelihood.
One ticket can increase your insurance rate by $500, two tickets by $1,500, three tickets can cause an insurance company cancellation. One innocent traffic violation, for a
driver with a combination of tickets and claims, can increase their rate by over $7,000.
Cross Examination: Drivers MUST have the right to question the officer. Questions like: Has the officer been trained and is he qualified to use that specific
radar system? Or was there an obstruction of the street sign by a passing truck or overhanging tree branch?
Your Day In Court: Many drivers have counted on the fact that the police officer will NOT show up and the ticket will be thrown out. This actually happens 63%
of the time, reports the Toronto Star. Now, in 2006, police can testify through video conferencing so police attendance will be greater, with more convictions the likely
result.
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There's nothing lipstick can't fix!
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Look at this chart: Here's an example of 30 insurance companies' rates for a driver with a clean record. It also shows what happens if they get ticketed,
possibly after having an accident. This also shows why you should always check what you are paying through www.InsuranceHotline.com to make sure you are not paying a higher
rate than you have to.
| Driving Record |
Lowest |
Highest |
Difference |
| Clean |
$1,321 |
$2,852 |
$1,531 |
| 1 ticket |
$1,621 |
$4,784 |
$3,163 |
| 2 tickets |
$1,871 |
$5,424 |
$3,553 |
| 1 accident |
$2,805 |
$11,301 |
$8,496 |
| 1 ticket and 1 accident |
$3,115 |
$11,301 |
$8,186 |
As you can see a ticket has huge financial consequences.
When Ticketed: Many drivers feel that if they are ticketed, they are guilty and do not believe that they have any chance when fighting the ticket in court.
This is wrong. The ticketing officer is not "your" judge and jury. Police officers are human and do make mistakes at work like everybody else.
Proper Representation: Now, more than ever, drivers are going to need professional representation. Did you know that when you have professional help fighting
a ticket, between 80% and 90% of cases end up with the charge either being reduced or dropped?
POINTTS, the traffic ticket and accident specialists, provide a FREE consultation, and will tell you up-front if the ticket is worth fighting. Brian Lawrie, the president
of POINTTS, is a good friend of mine and I strongly recommend you take advantage of this service. For example, they have succeeded in downgrading careless driving charges
to regular tickets. They can be contacted by clicking on the link below.
http://www.insurancehotline.com/tickets.html
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