The Romanov Report gives you information about tickets, accidents ,insurance and the law.
http://www.insurancehotline.com finds you the lowest insurance rates. Subscribe to the Romanov Report.

Beware: Insurance rates are constantly changing, and so is your driving profile.
Make sure you're paying the best possible price by doing your own rate check, click here.

But first, click on the link below and select the “make” then “model” of the car, new or used, that you’d love to be driving, and get the cost at Driving.ca.

Step 2: Appraise Your Trade-In:

Regardless of whether your car is leased or owned, you’ll need to know what it’s worth as a trade-in.  Below is a link that will calculate the “low” and “high” values for your current vehicle. This is the dollar range a dealer would look at.

To do this, click the link below, and then click on the “Appraise Your Trade-In” link located at the bottom right-hand side of the page. This will instantly estimate the cost of your vehicle:

http://www.toyota.ca/cgi-bin/WebObjects/WWW.woa/14/wo/Home.Vehicles-
ATJcrWT6myHIZ9xzMXszrg/0.15?fmg/vehicles/index.html

Your Leased Vehicle

You’ll need to know how much you owe on your current lease. Call and ask your leasing company, “what is the payout of my current lease before taxes?"

Once you know the amount of your payout, click here and e-mail the following details about your lease:

• Number of months left on your lease, and interest rate.
• High to low appraisal value, type of vehicle, and year.
• Current kms, and your phone number.

You will then find out if you can get the vehicle you’d like to be driving at the same cost, or for less than what you’re paying now.

If You Own Your Vehicle

If you own your car, you may be able to trade it in for an amount somewhere between the low and high value, and put it towards the purchase or lease of a new or used vehicle. To find out, email the make, model and year of the vehicle you want to trade-in and the vehicle you want to purchase, by clicking here.

Insurance Rate Decreases

The insurance rate market is the most competitive it’s been since 2002. InsuranceHotline.com is updating new, lower rates weekly from the 30 top Canadian insurance companies.

Here’s why you may be overpaying:  

In 2003 insurance rates took a 13.7% hike. In 2004 they took a 14.5% hike. A 30% rate hike overall.
                        
In 2005, many companies would not offer their lower rates to certain driving profiles. The “take all comers” rule had vanished.

In 2006, rates have become very competitive because the insurance companies have been making huge profits. Now it’s your turn to profit.

InsuranceHotline.com has found drivers up to 54% off what they were presently paying for their car insurance because of these rate cuts.

See what it costs to insure the car that you might want to buy. Or compare the cost of insurance for the car you’re presently driving. The rate may have dropped so much that you’ll have money to play with:

http://www.insurancehotline.com/scripts/startquote.pl?action=step2&LOB=AUTO

Here’s $3,000 towards your car insurance:

You can receive up to $3,000 to cover the cost of your car insurance if you purchase or lease a new or used vehicle through Markville Toyota. For more information you can call 1-800-828-6585, or click here to e-mail your inquiry.

I suggest you print this “Insurance Certificate" that can get you up to $3,000 to put towards your car insurance, and keep it on hand just in case you later decide to take advantage of the offer:

http://www.insurancehotline.com/drivingca/markvillecrtificate.html

All the best,

Lee Romanov
Founder
InsuranceHotline.com