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Car Accident Q&A: Your Questions Answered with Anne Marie [VIDEO]

June 22, 2016

Collisions. Crashes. Wrecks. Pile-ups. Fender benders. Dingers. Roll overs. Sideswipes. Write-offs.

Car accidents come in many different names, shapes and sizes.

There are many unique ways to get into an accident; you may have rear-ended another car in the parking lot, ran into a deer, or maybe drove over a curb into a fence. What is not unique, however, is the confusion that comes along with handling the process thereafter. Here at InsuranceHotline.com, we get a lot of detailed questions about what to do after a collision. Watch the video below featuring our resident insurance expert, Anne Marie Thomas, to learn how you should handle these special cases if they ever happen to you.

 

Have a question? #AskAnneMarie on Facebook or Twitter using the hashtag. Your question may be answered on our next Q&A video! And check out more from our #AskAnneMarie series here!

Tip: No matter the circumstance, an at-fault collision on your record will likely result in your car insurance premiums increasing. Compare quotes at InsuranceHotline.com to see how much you can save today.

Ask the Expert. Anne Marie Answers

At InsuranceHotline.com, we get tons of questions from our customers on a range of insurance issues. Follow our Ask the Expert series featuring resident insurance expert Anne Marie Thomas as she answers your most frequently asked insurance questions. Do you have a question about your policy, coverage, or anything else? Ask Anne Marie by using the hashtag #AskAnneMarie and posting your question to our Facebook or Twitter page. Or email us at contactus@insurancehotline.com. Your question could be answered in our next #AskAnneMarie video.


  • Stuart Coelho

    Does the insurance notify the insured person when somebody submits a claim?

  • InsuranceHotline

    It might be that the liability will be split 50/50 since both people in the vehicles should have been watching for each other.

  • indy

    involved in an accident driving a rental car. I don’t have my own car insurance but purchased rental car insurance. As I don’t have an insurance at that time, there were no claims made on my insurance. If I am shopping for a new car insurance, how would the insurer knows about previous accident history and which driver is at-fault. What happens if I report it is not-at0-fault accident?

  • InsuranceHotline

    If there was a police report they may be able to find out about an incident through your driver’s licence number.

  • InsuranceHotline

    Typically those are the reports that insurance companies use to determine your driving history.

  • InsuranceHotline

    Collision is not a mandatory coverage even with the Facility Association.

  • Rhene Bernardino

    Before the accident happen, i cakled my insurance to not to renew my insurance because i will go for different company… 2 days after accident happem and its only minor, the other party says we will settle, after 1 week im with the new insurance company and already cancel my old insurance, then the other party tikd me tgat she will just like to claim it insurance… will my new insurance company cover me for this incident???? I want to know because my old insurance is already cancelled ciz i got a new one…
    Thank you…
    Pls give some advice.. thanks

  • InsuranceHotline

    If your policy was cancelled at the time of the accident they will not pay for the damage. If the policy was active then the company will pay.

  • N.DiCostanzo

    PARKING LOT ACCIDENT, TOOK A PICTURE OF HER CAR AND WE EXCHANGE INFORMATION, THERE ARE ONLY SCRATCHES ON MY CAR AND ALSO ON HER BUT SHE FEEL LIKE IT WAS MY A FAULT, MY INSURANCE SAID IS 50% HER FAULT AND 50% MY FAUL. WHEN I SPEAK I HAVE A HAVY ACCENT AND MOST TIME I CANT NOT ARTICULATED CORRECTLY.
    ANY ADVICE WILL GREATLY APPRECIATE, THANKS