If the driver of your car was at-fault for the accident (wholly or partially) then it is likely that your auto insurance premium will increase.
Car insurance is tied to the vehicle and not the person. If you lend your car out to a friend or family member and your vehicle is involved in an accident it will be the policy covering the vehicle that will be affected. Remember, if you lend your car, you are in essence lending your car insurance.
That said, if you lend your car and the driver gets a speeding ticket, the ticket is their problem–not yours–in the insurance world.
Ask the Expert. Anne Marie Answers
At InsuranceHotline.com, we get tons of questions from our customers on a range of insurance issues. Follow our Ask the Expert series featuring resident insurance expert Anne Marie Thomas as she answers your most frequently asked insurance questions. Do you have a question about your policy, coverage, or anything else? Ask Anne Marie by using the hashtag #AskAnneMarie and posting your question to our Facebook or Twitter page. Or email us at email@example.com. Your question could be answered in our next #AskAnneMarie video.