Over 3 million insurance quotes
Enter your postal code
Select your province

Quote Unquote – January 2012

January 4, 2012

Q) I got a ticket for driving through a stop sign, will my insurance rates increase?

A) Maybe, if this is your very first ticket and you have an otherwise clean driving record your insurance rates may or may not increase. It depends on the insurance company that you are with. Each insurance company has their own rules. One insurance company may not increase your rate as a result of one ticket while another might. Some insurance companies offer a ‘conviction free discount’ which you will lose. This will result in an increase in your insurance rate.

It is best to consult with your insurance professional to see how this ticket may affect your record. It may even be a good time to shop for a new insurance company if your current company will increase your rate.

Have a question you’d like answered? Please send us an email at quoteunquote@insurancehotline.com.

Check back every month for new Quote Unquote questions and answers about insurance from readers just like you.


Top 10 Winter Tires 2016 (Plus A Few More) [Updated]

Car With Winter Tires In The SnowWinter tires can increase traction and keep you on the road safely during the cold, snowy months. Choosing the right winter tires for your car can be confusing, but this list—from the Automobile Protection Association—of the top 10 (plus a few more) winter tires on the market can help you narrow down your choices. Read more »

Renting a Cottage This Fall? Renting out Your Own? Here’s What You Need to Know

Before renting a cottage, make sure you're protected. Tips to make sure both the owner and renter get the best out of a cottage rental. Read more »

OPP Kicks off Annual Fall Seatbelt Campaign. Are You Buckled Up? [Updated]

Buckle up. Starting September 28 and going on throughout the fall, the Ontario Provincial Police (OPP) will be cracking down on drivers, and passengers, who are not properly secured in the vehicle. As the U.S.-based National Highway Traffic Safety Administration puts it, “Click it Or Ticket.” Read more »