Over 3 million insurance quotes
Enter your postal code

Quote Unquote – January 2012

January 4, 2012

Q) I got a ticket for driving through a stop sign, will my insurance rates increase?

A) Maybe, if this is your very first ticket and you have an otherwise clean driving record your insurance rates may or may not increase. It depends on the insurance company that you are with. Each insurance company has their own rules. One insurance company may not increase your rate as a result of one ticket while another might. Some insurance companies offer a ‘conviction free discount’ which you will lose. This will result in an increase in your insurance rate.

It is best to consult with your insurance professional to see how this ticket may affect your record. It may even be a good time to shop for a new insurance company if your current company will increase your rate.

Have a question you’d like answered? Please send us an email at quoteunquote@insurancehotline.com.

Check back every month for new Quote Unquote questions and answers about insurance from readers just like you.


School Zone Safety: Keeping An Eye Out For The Kids

School zones are busy spots; there’s a lot going on and there’s a lot to look out for as a driver. Read more »

Steer Clear Of Tickets: New Ontario Rules Of The Road [Updated]

Steer Clear Of Tickets: New Ontario Rules Of The RoadOntario drivers! Did you know there are new rules of the road as of September 1, 2015 that you'll need to know about to steer clear of tickets, fines, demerit points, and even licence suspensions? See what's new on the roads in Ontario. Read more »

Long Weekend Safe Driving Tips

There are two things you can bank on this long weekend: traffic (and lots of it) and a heavy police presence on the roads looking for drivers who are impaired, distracted, behaving aggressively, or not wearing their seat belts. Don’t get caught…in traffic or by police this weekend with these 15 long weekend safe driving tips. Read more »