Does my car insurance company check my driving record on every renewal date?

Did you know that your existing car insurance policy extends to a new vehicle for up to 14 days from the date of delivery?

In the unfortunate scenario where you had to make a home insurance claim, would you be confident that you had the right coverage? Given the wide variety of coverage options offered by insurance companies, it is perhaps not surprising that so many consumers remain confused about what their policy covers and whether it is sufficient for their situation. To help put your mind at ease, the following are some of the most important questions worth asking your insurance professional when shopping for home insurance.

Most drivers know that their deductible is an amount they must pay toward a claim before their insurance company pays. However, it is a common misconception that the deductible must be paid every time a claim is made. Although in most cases the deductible is enforced, there are instances where it is not. The following are some common examples of when a deductible is applicable and when it is not, in the province of Ontario.

If you are like most consumers, increases to your car insurance rate often leave you confused and frustrated, particularly when the root cause isn't clear or explained. Although there are several reasons your car insurance premiums may be on the rise, the following are some of the most common:

Will a red light camera ticket affect my car insurance rate?

Did you know that your license plate sticker expires on your birth date and not at the end of the month on the sticker?

If you are considering cancelling your insurance policy, you may be wondering if you are entitled to a refund. When a policy is cancelled, insurance companies use a variety of methods to determine how much of your premium will be refunded to you. The method used is dependent on the reason that the policy is being cancelled in the first place.