In May 2009's Insider, you'll find How bad driving penalties affect your rate: Bad driving penalties can send your insurance rate skyrocketing. Here's what you need to know. Legal or illegal? Driving without your glasses, talking on your cell phone, driving without insurance - find out what's...

The scenario: You've been in an accident where the other driver is found to be at fault. Your policy covers you for up to $1,000,000; theirs covers them for $200,000. The case goes to court and you're awarded $500,000 now what? The court will award you a judgment of $500,000, taken against the at fault driver who caused the accident. Even though the at fault driver who caused the accident only has $200,000 worth of liability insurance, your insurance company will pay the remaining balance of $300,000.

With bills to pay and the state of the economy keeping you up at night, you've probably been trying to think of ways to cut down on your monthly costs. You may even be contemplating terminating your auto insurance policy, wondering what will happen if you don't have insurance.

With bills to pay and the state of the economy keeping you up at night, you've probably been trying to think of ways to cut down on your monthly costs. You may even be contemplating terminating your auto insurance policy, wondering what will happen if you don't have insurance.

When it comes to understanding the insurance industry in Canada and Ontario specifically, it can get a bit confusing for the average consumer. What organizations are out there? And what regulatory bodies are helping protect your rights as a policyholder?

In April 2009's Insider, you'll find Thinking of cancelling your auto insurance? Think again - and consider the repercussions of not having coverage. All about accident forgiveness: Do you know how your auto policy's "accident forgiveness" coverage works? Who's looking out for you? Understanding...

No matter how cautious you are, there's always a chance that you may find yourself in a car accident. Your fault or not, the key is to know how to handle the situation. In this article, we look at three common car insurance situations and how to deal with them properly.

Should I buy life insurance on my mortgage or a life insurance policy? The first step is to contact a licensed insurance broker and compare rates from different insurance companies. He or she can help you choose the right option, but know there's a difference between the two.