Fighting the Partially At-Fault Ruling To refresh your memory about our fight against the partially at-fault ruling, here's the Romanov Report that dealt with it, along with your emails: /newsletter/archive/romanov37 When there's an accident and one driver is found to be "at-fault", many times the other driver is designated...

Accidents Happen Sometimes accidents just can't be helped, but in other cases they can be prevented. According to a CNN report, below are things drivers do that cause car crashes: Drowsiness - 22.2% of...

Get Up To Speed on Boat Insurance & Licensing Even bystanders appreciate boat operators being properly insured, especially for liability coverage! If this boater is insured, his insurance company will be paying for those injuries caused by his boat accident. If he is not insured, he could be sued personally....

"Partially At-Fault" When there's an accident and one driver is found to be "At-Fault", many times the other driver is designated to be "Partially At-Fault". These "partially at-fault" designations hold as much weight as being "Completely At-Fault" and send many good drivers' insurance rates skyrocketing. Here's what we wrote about...

Screwy Accident Rulings When there's an accident and one driver is found to be "At-Fault", many times the other driver is designated to be "Partially At-Fault". These "partially at-fault" designations send many good drivers' insurance rates skyrocketing. Private Property and Parking Lots: Accidents happening on private property or in parking...

Question: What do GAP jeans and a GAP in your insurance history have in common? Answer: They're both expensive, and unnecessary. A Gap In Your Insurance Many drivers have been forced to pay higher insurance rates "unnecessarily" because of a so-called "GAP" in their...

Your Insurance Policy Here's what you're insurance policy covers that's Mandatory, Optional, and stuff you will want to ask your insurance rep about. Mandatory Liability Insurance The normal limit is $1 million, you can lower you insurance rate and select $500,000. Or there is...

Dear Premier McGuinty, On behalf of over 500 drivers who have written to me, I would like to bring an important matter about the Insurance Act to your attention. The Fault Determination Rules, within the Insurance Act, have not been changed since 1990. There has been considerable abuse...

Lee Romanov: Your Insurance Advocate I have hosted the Insurance Hotline Talk TV Show on Cable Pulse 24, for four years, along with David Onley and Mark Dailey. The Insurance Hotline Talk TV show is ending. No reason was given. Our last show will be on Tuesday, February...

An InsuranceHotline.com poll this week found that out of 11,805 respondents, 39% of drivers didn't't know that if they get into an accident or slide into a ditch because of black ice, freezing rain, or other surprise winter weather, their insurance company considers them to be "at-fault" and their rate will go up.