At InsuranceHotline.com, we receive many great questions from our readers. This month, we'd like to share our top 10 Q & As with you.

I am going to Florida for the winter and taking my car with me. Does my Ontario automobile insurance policy cover me while I am in Florida?

You're driving along the highway and a stone flies up and hits your windshield. It starts out as a little line and before you know it, you have a cracked windshield. The location of the crack could compromise the structural integrity of the glass, not to mention impair your vision while driving.

Perhaps you're thinking about buying a home in that older, more established neighbourhood you love. Know that if you're going to have a mortgage on your home, you are going to require home insurance. And also know that insurance companies require that certain upgrades be made on older homes before they will offer coverage.

Do you know what factors affect your insurance premiums?

How do I know that the insurance company I have my auto insurance with is financially stable?

Do you know what factors affect your insurance premiums?