Fear of Changing Insurance Companies What If I Have An Accident?: If you moved to another insurance company for a better rate and then have an accident, don't worry. Insurance companies have to file their conditions for non-renewal or cancellation with the government. For example, if their rule...

The "Benefits" to Whiplash If injured in an auto accident, you are entitled to these benefits: Income Replacement: If you are unable to work, your policy covers 80% of your income up to a maximum $400 per week, and you can purchase a higher limit if needed. If...

No-Fault Insurance No-fault insurance is an oxymoron. Fault is determined in every accident,using the Fault Determination Guide as set out in the Insurance Act. To view the Fault Determination Rules, click here. No-fault insurance actually means that if you get in to an accident, regardless whether or not it's...

OPP Ticket to the limit campaign results Tickets for the Province: 6,629 Seat Belts: 512 Speeding: 5,507 Failed to Yield: 63 Careless Driving: 42 Impaired Driving: 80 12 Hour Licence Suspensions: 125 Ticketing for Unsafe...

Ticket Talk 1) Pulled Over - Do you beg, cry or lie? Don't do any of these things and "especially" don't conduct a curbside trial. The officer has already decided you did something wrong, or he wouldn't have pulled you over. And he's heard it all. Be polite, it's in...

YOU'RE BADLY HURT If you were in a car accident and severely injured, perhaps in a coma, your doctor is obligated to determine if you have "sufficient mental capacity" to manage your "financial affairs." If not, he is duty bound to send a notice to the government. This means that...

Students: Moving Out and Protecting Your Gear Students need to ensure that their belongings are insured, particularly their computer and electronic gadgets. Their parents' home insurance policy usually covers their child's computer and clothes, and provide liability coverage too, while they're at school. But check with your broker or agent...

Gas prices have just hit a record high and -- according to the Romanov Report's an online consumer poll, through InsuranceHotline.com, -- people feel that the pricing set by insurance and gas companies inspires less confidence than lawyers and mechanics.

Do you own a stolen car? If the police find a stolen car that you own and repossess it, the insurance company that represents the policy of the person the car was stolen from will pay the claim out and the insurance company will claim the car. In Quebec, however,...