The Financial Services Commission of Ontario (FSCO) is has clarified the use of an endorsement which can be added to your insurance policy.

The scenario: Your kid has bad driving habits, so you've pulled driving privileges. Yet your policy requires that all drivers within the household are insured on your policy. How do you overcome increases in your insurance rate when you know junior won't be driving?

Keeping your insurance rate low starts with keeping a clean driving record, which is free of tickets and accidents, and one of the best ways to do that is to practice safe driving habits. With summer finally here, it's especially important to stay smart and aware while on the road. School's out, kids are taking to the streets to play, and it's your duty as a driver to follow good driving practices.

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