YOU'RE FIRED! If you are paying monthly, your previous insurance company may access your account for one last payment or partial payment. Be Careful: If you do not make that payment, your policy will be labeled "cancelled for non-payment of premium", which will affect your insurance rate with your new...

Nearly half of Canadian drivers would trade their cars for improved public transit, according to a new poll released today by InsuranceHotline.com.

Insurance Companies Rate Increases and Decreases Click below to see which insurance companies lowered auto insurance rates. Overall, rates continue to fall in 2005, BUT it's less than 2%, (1.82% to be exact). In fact, one company has raised their rates. Is this the start of a trend? <span...

Look at this chart: Here's an example of 30 insurance companies' rates for a driver with a clean record. It also shows what happens if they get ticketed, possibly after having an accident. This also shows why you should always check what you are paying through <span...

Accidentally Speaking Accidents VS Insurance Claims The Law VS Insurance Companies: Insurance companies have their own rules for determining who is at fault after an accident. That fault may not be the same as the rules of law. You could be considered...

Lending Your Car If you lend your car, you lend your insurance. Another driver can seriously affect your insurance rates. Their tickets are their problem, but their accidents are your problem. Who can drive your car? You can lend your car to anyone who has a valid driver's...

Fear of Changing Insurance Companies What If I Have An Accident?: If you moved to another insurance company for a better rate and then have an accident, don't worry. Insurance companies have to file their conditions for non-renewal or cancellation with the government. For example, if their rule...

The "Benefits" to Whiplash If injured in an auto accident, you are entitled to these benefits: Income Replacement: If you are unable to work, your policy covers 80% of your income up to a maximum $400 per week, and you can purchase a higher limit if needed. If...

No-Fault Insurance No-fault insurance is an oxymoron. Fault is determined in every accident,using the Fault Determination Guide as set out in the Insurance Act. To view the Fault Determination Rules, click here. No-fault insurance actually means that if you get in to an accident, regardless whether or not it's...