Ticket Talk 1) Pulled Over - Do you beg, cry or lie? Don't do any of these things and "especially" don't conduct a curbside trial. The officer has already decided you did something wrong, or he wouldn't have pulled you over. And he's heard it all. Be polite, it's in...

YOU'RE BADLY HURT If you were in a car accident and severely injured, perhaps in a coma, your doctor is obligated to determine if you have "sufficient mental capacity" to manage your "financial affairs." If not, he is duty bound to send a notice to the government. This means that...

Students: Moving Out and Protecting Your Gear Students need to ensure that their belongings are insured, particularly their computer and electronic gadgets. Their parents' home insurance policy usually covers their child's computer and clothes, and provide liability coverage too, while they're at school. But check with your broker or agent...

Gas prices have just hit a record high and -- according to the Romanov Report's an online consumer poll, through InsuranceHotline.com, -- people feel that the pricing set by insurance and gas companies inspires less confidence than lawyers and mechanics.

Do you own a stolen car? If the police find a stolen car that you own and repossess it, the insurance company that represents the policy of the person the car was stolen from will pay the claim out and the insurance company will claim the car. In Quebec, however,...

Are you adequately protected? Check out products and coverage by going to www.insurancehotline.com and selecting "travel insurance" from our home page. Travel Insurance Most airlines provide compensation under the International Air Transport Association. There is a specific limit and there must be a "loss" to merit compensation....

Just Sitting In Your Car It would not occur to most people that they could be charged with impaired if they just happen to use their car as a convenient place to sit while talking to someone and having a drink, in their driveway, or at their cottage or campsite....

What Type Of Tickets Affect Your Car Insurance Rate? I received an email from a driver shocked at the fact that you can be ticketed for a dirty licence plate. What's even more surprising is that it carries as much weight as a speeding ticket does when it comes to...