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Buying & Maintenance

Buying a new car? Canada's best-selling cars in 2015 See the top 10 best-selling cars in Canada and how they rank when it comes to the cost of car insurance. Read more »
Keeping Up Winter Car MaintenanceSnow, slush, and freezing rain. When the snow is flying, see what you should be doing to keep your car in tip top shape during the winter months. Read more »
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Buying & Maintenance

Buying and Maintaining a Vehicle

Buying a new car can be an exciting time in your life. Whether it is your first car or another car, you will always have fun shopping for a vehicle. This is because you get to choose exactly the features and options that you want. Whenever you are buying a car, it is important to make sure to test drive the vehicle to make sure you like it and it handles well. Not everyone will like a vehicle they once did after test driving it. To ensure that you are picking the perfect car for you, make sure to note everything you want in your vehicle and then look for a vehicle that has these features.

To buy a new car you will first need to go to a dealership. Once there, you will need to find a vehicle that interests you and then express interest in the vehicle. Ask as many questions as you can and also test drive the vehicle. Once you have driven the vehicle, you can then discuss the payments and what you need to qualify. After you have settled on a vehicle, you are able to discuss the payment terms which will include how much the vehicle will cost per month, how much money you need to put down and also the interest rate.

When you purchase a new car, you will need to also understand that your insurance rates may go up. Insurance rates can go up for a number of different reasons on a new vehicle including if the vehicle is a sports car. If you want to know about a specific vehicle, you can contact your insurance professional and ask for a quote on a new vehicle. You can give them information about a vehicle you are interested in and they should be able to generate a quote for you. This quote is just a quote and can fluctuate but at least it will give you an idea of what to expect.

Once you purchase a vehicle you will be very excited. It is important to keep up with the maintenance of your vehicle to ensure that it is always in proper working condition. Even though the vehicle is new, it does require maintenance and a lack of it can cause you trouble. Your new vehicle may come with a warranty that will cover major problems with the vehicle but it is your responsibility to handle wear and tear items on the car. This includes things such as brake pads, oil changes, and also fluids. If you allow your vehicle to go too long without an oil change, you risk the chances of damage to the engine. This would be a financially hurtful mistake for you especially if you need to replace the engine. If you make sure to properly maintain your car you will get the most use out of it. With some cars It is recommended to get an oil change every 3,000 miles. When you take your vehicle in to the mechanic shop they will look over your vehicle for you and recommend any changes or fixes they may notice.

When you decide to sell your vehicle you must always be prepared and always make sure you explain to the buyer what is wrong with the vehicle. Contracts are the best way to handle the selling of a vehicle and you want to price your vehicle in line with the going rates. If you do not want to sell your vehicle privately, you can always take it in to a dealership and they may buy it from you or you can use the value of the vehicle towards the purchase of a new vehicle. The dealership will inspect the vehicle and then make you an offer.

It is important to always make sure you are choosing a vehicle that has all of the features you want in it and that you are comfortable driving the vehicle. If you feel like something is wrong with a new vehicle, move on to another vehicle. Never feel pressured to buy a vehicle especially if you are not happy with it. Keep your insurance rates in the back of your mind and get a quote or estimate if you are on a budget. This will allow you to be wise in your decision and not wind up with a high premium rate. Lastly, always take care of your vehicle and maintain it. This ensures the life of your vehicle and a proper working car.


Which Cars Are the Most and Least Reliable?Buying a new car can be costly, and when forking over that type of cash, most drivers expect to be happy with their wheels for years to come. However, not all new cars are trouble-free, and Consumer Reports' latest study ranks the most reliable and least reliable new cars on the road. Read more »
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Get Your Car Ready for the WinterToo often the fall season can feel like winter. But, we do live in Canada where the weather can be wacky, weird and at times, out of sync with our expectations which is why it’s never too early to make sure your car is ready for the winter roads ahead. Read more »