Q) I hit the car in front of me and was subsequently charged with careless driving. Should I fight the charge?A) Having a careless driving charge on your record will lead to major increases in your car insurance premium until it comes off your record three years from the date of the conviction. The decision to fight any type of charge is ultimately up to you and will likely depend on the circumstances. However, due to the almost certain increase in your insurance premium, you likely want to seriously consider fighting this type of charge in particular. Speak to a licensed insurance professional for advice on whether it is in your best interest to fight this charge, and perhaps even seek legal advice before making your decision.
Have a question you'd like answered? Please send us an email at firstname.lastname@example.org.
Check back every month for new Quote Unquote questions and answers about insurance from readers just like you.