Q)If a child hurts themselves on my property while "trick or treating" am I liable?

A) Yes you might be. Anytime anyone is on your property you may be liable if something happens to them. This is why it is always good to have a home, condo or renters insurance as these policies include liability coverage. You can reduce your risk of an accident this Halloween by making sure that your walkways, steps and sidewalks are clear of obstructions.

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