Quote Unquote - October 22, 2008

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Q) Is my car insured if I let someone else drive it?

A)When you buy an automobile insurance policy with physical damage coverage, you

are insured for loss or damage to your car, no matter who is driving your


Here are a couple of things you should always remember when you

are thinking about lending someone your car:

  • Your driving record could be affected should that driver have an accident

that is considered at fault. (e.g., if the driver rear-ends someone, your

premium at time of your next renewal may go up)

  • You may have no coverage for your vehicle if the driver you lend your car to

does not have a valid driver's license or if their license is suspended.

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