"Do female drivers pay less for car insurance than males?"
Not necessarily. Insurance rates are determined based on an insurance company’s claims experience, as well as the driver’s profile and driving record. A female with a bad driving record, including tickets and accidents, could definitely pay more for car insurance than a male.
One of the most important things for a driver to keep lower car insurance rates is to keep a clean driving record and avoid receiving any tickets or causing any at fault accidents.