"If I have no kids, do I still need to buy life insurance?"
Even though many people consider having children the life change that requires them to purchase life insurance, having no kids does not mean you don’t need life insurance. You should consider the financial obligations that may arise in the event of your death. You may still have outstanding debts. Another thing to remember is that you’ll have final expenses including a funeral service.
If you want to cover these debts and expenses and not leave them to your next of kin, life insurance is a good idea. If you’re concerned about insurance rates, then why not shop around for life insurance quotes and compare rates.