Q) I made a claim on my car insurance, will this affect my premium?
A) Maybe. If you have an at-fault claim this may affect your premium providing you don’t have "accident forgiveness" coverage on your policy. Each insurance company has different rules and increases for at fault accidents. Check with your insurance professional to see what (if any) your increase may be. If you are deemed not-at-fault by the insurance adjuster then you should not see an increase. It is good idea however, to confirm with your insurance professional as there are other factors that may or may not result in a premium increase.
Have a question you'd like answered? Please send us an email at email@example.com.
Check back every month for new Quote Unquote questions and answers about insurance from readers just like you.