How Rates Are Determined: The Main Factors in Auto Insurance Premiums

Most people have at some point compared auto insurance rates with a friend and been shocked to find out one person is paying a lot less. Although it may seen unfair, the truth is that there are a wide variety of factors that go into how an insurance company determines their rates. There are a number of reasons why you might be paying more than your friend, but there is also a good possibility that you could pay less than you currently do! Understanding how policies are rated will help you to find the best rate on your car insurance. ... read more

Tricks, Treats, and Safety: Prevent a Halloween Insurance Claim!

With Halloween fast approaching, it’s a good idea to take a moment to think about safety on this fun and kid-friendly holiday. While Halloween scares can be all in good fun, an accident or injury is not the kind of scare anyone wants to encounter. Keep your insurance company out of your costumed fun this year by following a few important safety tips that can keep everyone safe and make sure you can have a happy Halloween without worry. ... read more

Are You Getting the Most Out of Your Car Insurance?

You probably know about the basics of car insurance: you get a better rate for good driving and you pay more if you have an accident. But today’s auto insurance policies offer a wider range of special discounts and benefits than ever before, and if you aren’t aware of them you could be missing out. Did you know you could avoid paying an increased rate after your first accident? Or that you could have your new car replaced without depreciation? There are a wide variety of special options and benefits that can save you money and get you more value from your policy. ... read more

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