The Insider - Vol. 12.20

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Loyalty and Your Insurance Company: Does Sticking Around Mean Better Rates?

One of the ways insurance companies try to keep customers around is by offering perks to loyal customers.  Loyalty discounts are usually the main perk, but others may include reduced deductibles.  Often insurance customers believe that by looking for a new insurance policy they will wind up paying more since they'll have to forfeit the loyalty discounts and perks they have earned.  While it's true that going to a new insurance company means losing loyalty perks, it doesn't mean you'll pay more for car insurance.  Read more

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Changing Insurance Companies: How and When to Switch

Thinking about switching insurance companies? One of the top reasons why you may choose to switch car insurance companies is because you found a cheaper car insurance quote with another insurance provider and switching will save you money. Here are a few easy steps to follow and things you should know when making the switch.  Read more

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Continuous Coverage: The Importance of Keeping Your Insurance Current

Car insurance is required by law across Canada, so most people are careful about keeping it in force at all times.  Still, sometimes things happen: you forget to make your payment, change bank accounts and miss an automatic payment - and find yourself with a cancellation notice in hand.  Even when it's an honest mistake, there are a number of ways a lapse in your coverage could hurt you, both now and in the future.  Read more

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