If you are a high-risk driver you probably know it already, but many people don’t understand what earns them this title.  Simply put, insurance companies rate drivers based on the probability that they will be involved in an accident for which the insurance company will have to pay out.  The higher this likelihood, the higher risk that driver presents to the company.  Drivers are rated on a variety of factors, and it can vary, but there are a few common reasons for being labeled high-risk.  Fortunately, there are some ways high-risk drivers can avoid high-cost car insurance.  Read more

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