The Safest Cars: Which Are Cheapest To Insure?

By Team
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Some vehicles are safer than others, and every year the US-based Insurance Institute for Highway Safety (IIHS) recognizes the vehicles that perform best in a bad situation. If you’re in the market to buy a new car, we’ve looked at the safest rides on the road and compared car insurance quotes for them at to get a feel for which cost less to insure.

Top Safety Pick+ 2015

The best of the best earn the IIHS Top Safety Pick+ and so far the following new model year vehicles (2015) have been awarded the designation:

  • 2015 Audi A3
  • 2015 Chrysler 200
  • 2015 Hyundai Genesis
  • 2015 Hyundai Sonata
  • 2015 Infiniti Q70
  • 2015 Subaru Legacy
  • 2015 Subaru Outback
  • 2015 Toyota Camry
  • 2015 Volkswagen Golf
  • 2015 Volkswagen GTI
  • 2015 Volkswagen Jetta

What’s it mean to earn the IIHS Top Safety Pick+? Not only do these vehicles protect the driver and the passengers in the car when in a collision, but these vehicles—when outfitted with optional features—can also help drivers avoid crashes too. Features like:

  • Front crash prevention systems that help drivers maintain a safe distance with the vehicle ahead of them
  • Adaptive Cruise Control that adjusts your vehicle’s speed based on the flow of traffic
  • Lane departure warning and prevention
  • Blind spot detection
  • Park assist and backover prevention
  • Adaptive headlights
  • Electronic stability control
  • Anti-lock brakes

For the full list of winners, visit the Insurance Institute for Highway Safety.

A Case Study: One Driver, Six Ontario Cities And The Safest Vehicles

How do the safest vehicles rank when it comes to auto insurance? InsuranceHotline set out to find out what a typical person might find when comparing auto insurance quotes for the vehicles that so far have been designated a Top Safety Pick+. We compared quotes in six Ontario cities—Ajax, Cambridge, London, Ottawa, Peterborough, and Toronto, and ranked them based on which ones look to cost less to insure than the rest:

  1. Subaru Outback
  2. Toyota Camry
  3. Volkswagen Golf
  4. Chrysler 200
  5. Volkswagen Jetta
  6. Audi A3
  7. Subaru Legacy
  8. Volkswagen GTI
  9. Hyundai Genesis
  10. Hyundai Sonata
  11. Infiniti Q70

Safety Plus Savings: Compare Quotes To Find The Vehicle That Offers You Both

Every person is different, so the vehicle that’s cheapest to insure for you and your family may be different than the one that’s cheapest for your neighbour, friend or family. There’s a lot that goes into calculating an insurance rate, including factors like where you live, your driving and insurance history, your driving record and the vehicle you drive. If you’re in the market to buy one of the safest vehicles as picked by the IIHS, compare quotes to see which will save you the most in auto insurance. It takes only a few minutes, and could save you hundreds of dollars.