Private Insurance
Private Insurance
The Insurance Bureau of Canada (IBC) states, "Manitoba auto insurance operates in a “pure” no-fault environment. If you are injured in a car accident, you are entitled to a standard and
pre-established set of benefits provided by MPI."
Residents of Nunavut can start to earn their driver’s licence as early as 15 years old.
Government Insurance
Private Insurance
Insurance Type
Québec
Yukon
Private Insurance
At the stroke of midnight on December 1, 1922, New Brunswick switched from the left-hand rule of the road. Drivers were told to “turn to the right.”
Average premium: $1,832
Insurance Type
Insurance Type
Northwest Territories
Average premium: $891
Insurance Type
Insurance Type
British Columbia
Nunavut
YT
Private Insurance
QC
The Inuvik Tuktoyaktuk Highway (ITH) is the first highway in Canada to reach the Arctic Ocean, and spans approximately
138 kilometres.
Average premium: $1,168
Residents of Prince Edward Island must have their vehicles inpected yearly by a provincially licensed technician before
they can renew their motor vehicle registration (MVR).
NU
MB
Government Insurance
Private Insurance
Prince Edward Island
A Government of Yukon report estimates, “between 2003 and 2014, a total of 753 motor vehicle collisions with large mammals were reported on Yukon highways”.
Inverse Liability Protection
Insurance coverage must be obtained through Société de l'assurance automobile du Québec and from a private insurer
to drive in the province.
Government Insurance
Government Insurance
Accident Benefits
NL
Private Insurance
Government Insurance
Private Insurance
Saskatchewan
Private Insurance
Manitoba
Government Insurance
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Insurance Type
Insurance Type
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Insurance Type
ON
Government Insurance
Private Insurance
Private Insurance
Government Insurance
Government Insurance
Insurance Type
Government Insurance
Insurance Type
Insurance Type
NS
In 1945, Tommy Douglas established the Saskatchewan Government Insurance, Canada’s first publicly owned
automobile insurance.
AB
Private Insurance
Personal Injury
Insurance Type
Insurance Provider
New Brunswick
Government Insurance
Average premium: $1,505
Average premium: $1,316
Insurance Type
Government Insurance
Private Insurance
Government Insurance
Private Insurance
All Perils
Coverage
Government Insurance
Insurance Provider
SK
Uninsured Automobile Coverage
Personal Injury
Average premium: $816
Insurance Provider
Inverse Liability Protection
Personal Injury
Third-Party Liability
Property Damage
Third-Party Liability
Newfoundland and
Labrador
Average premium: $978 (2017 data)
Third-Party Liability
Property Damage
Uninsured Automobile Coverage
NT
Civil Liability
ON
Uninsured Automobile Coverage
Personal Injury
Average premium: $812 (2017 data)
Insurance Provider
PE
Uninsured Automobile Coverage
Personal Injury
Personal Injury
Hit-and-Run Damage Protection
Personal Injury
Accident Benefits
Uninsured Automobile Coverage
All Perils
Coverage
Inverse Liability Protection
Property Damage
Inverse Liability Protection
Accident Benefits
Get Quotes Now
Uninsured Automobile Coverage
Hit-and-Run Damage Protection
Average premium: $717
Property Damage
Inverse Liability Protection
Insurance Provider
Property Damage
Insurance Provider
Personal Injury
All Perils
Coverage
Civil Liability
Third-Party Liability
Property Damage
Accident Benefits
Average premium: $867
All Perils
Coverage
Accident Benefits
Third-Party Liability
Inverse Liability Protection
Civil Liability
Average premium: $1,080 (2017 data)
Uninsured Automobile Coverage
Average premium: $963 (2017 data)
Accident Benefits
Hit-and-Run Damage Protection
Insurance Provider
All Perils
Coverage
Third-Party Liability
Hit-and-Run Damage Protection
In 1906, J.R Boyle introduced the first speed limits in Alberta. Drivers were restricted to 20mph in the countryside and 10mph
in the city.
Hit-and-Run Damage Protection
All Perils
Coverage
Accident Benefits
Nova Scotia
Third-Party Liability
Uninsured Automobile Coverage
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According to the Insurance Corporation of British Columbia (ICBC), “Inverse liability protection covers you in parts of Canada [and] the U.S. where local laws don't let you claim against the person who caused your crash.”
Inverse Liability Protection
According to the Ontario Ministry of Transportation, “Ontario first issued drivers licences in 1909, but only to chauffeurs.”
Personal Injury
Civil Liability
Uninsured Automobile Coverage
Uninsured Automobile Coverage
Personal Injury
All Perils
Coverage
All Perils
Coverage
Property Damage
Hit-and-Run Damage Protection
Civil Liability
Inverse Liability Protection
Property Damage
Accident Benefits
Third-Party Liability
Property Damage
Property Damage
Civil Liability
All Perils
Coverage
NB
Civil Liability
Hit-and-Run Damage Protection
Average premium: $1,235
Hit-and-Run Damage Protection
Accident Benefits
BC
Accident Benefits
All Perils
Coverage
Insurance Provider
Ontario
All Perils
Coverage
Personal Injury
Legend
Hit-and-Run Damage Protection
Insurance Provider
Civil Liability
Civil Liability
Hit-and-Run Damage Protection
Hit-and-Run Damage Protection
Civil Liability
Alberta
All Perils
Coverage
Personal Injury
Inverse Liability Protection
Third-Party Liability
The maximum speed limit in Nova Scotia is 110 km/h – tied with New Brunswick for the highest in Atlantic Canada. British Columbia has the fastest limit at 120 km/h.
Insurance Provider
Hit-and-Run Damage Protection
Insurance Provider
Civil Liability
Accident Benefits
Inverse Liability Protection
All Perils
Coverage
Property Damage
Insurance Provider
Third-Party Liability
Uninsured Automobile Coverage
Personal Injury
Property Damage
Property Damage
Accident Benefits
Personal Injury
Inverse Liability Protection
Newfoundland and Labrador is the only province where funeral expense, disability income, and death benefits are optional for auto insurance coverage.
Uninsured Automobile Coverage
Hit-and-Run Damage Protection
Civil Liability
Third-Party Liability
Hit-and-Run Damage Protection
Civil Liability
Insurance Type
Property Damage
Get Quotes Now
Inverse Liability Protection
Third-Party Liability
Third-Party Liability
Civil Liability
Inverse Liability Protection
Insurance Provider
Third-Party Liability
Accident Benefits
All Perils
Coverage
Inverse Liability Protection
Uninsured Automobile Coverage
Accident Benefits
Insurance Provider
Uninsured Automobile Coverage