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The Insider – Vol. 12.14

July 12, 2012

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InsuranceHotline.com INSIDER NEWSLETTER!

JULY 2012

 

How Insurance Premiums are Calculated: The Factors That Matter Most

save money on insurance To many drivers, the determination of car insurance premiums by insurance companies can seem a little mysterious.  Most people know that their driving record is a major factor in their insurance rates, but there are a number of other factors that go into calculating what each driver will pay for insurance.  Why do you pay more than your neighbour when you both have a clean driving record?  How can your cousin pay less when she has a ticket and you don’t?  Take a look at the factors that go into determining rates.  Read more

Life Insurance: Is the Lowest Rate the Best Deal?

save money on insurance There’s a lot of focus on how much premiums are when it comes to choosing insurance.  What gets lost in the shuffle is the importance of how an insurance policy suits your needs.  This is especially vital when it comes to life insurance, where a low rate doesn’t necessarily mean you have the coverage you need.  While finding a policy that fits your budget is important, so is choosing the right policy to provide for your loved ones in the event of a tragedy.  Read more

10 Important Things You Should Check On Your Car Regularly

Your car gets you safely everywhere you want to go, but it requires that you take good care of it in order to keep running right.  Taking care of your car is as important for keeping you on the road and getting where you want to go as it is for your safety.  Some of these simple maintenance issues can actually result in an accident or injuries.  Take the time to make sure these 10 things are checked regularly and maintained as needed and avoid a potential accident or car insurance claim.  Read more



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