Travel Insurance for visitors to Canada
According to the Canadian Tourism Commission, in 2014, over 17 million people came to Canada for a visit. While the vast majority of these people visited Canada from the United States (at about 12 million), Canada is also the destination of choice for many travellers from the UK, France, China, Germany and Australia. But no matter where you come from, when visiting Canada, it’s important that all travellers have their own emergency medical health coverage.
Who needs Visitors to Canada travel insurance?
Visitors to Canada—whether arriving in Canada on vacation, business, to study, or even newcomers who are waiting out their eligibility for the government health insurance plan—can all benefit from a Visitors to Canada travel health insurance policy.
Why do visitors to Canada need travel insurance?
The fact is if you’re planning to visit Canada and you become ill or are in an accident, you will be expected to pay for any hospital or medical services you require. Canada does not cover these bills for visitors and travellers to Canada.
Did you know? Without coverage, like that available from a Visitors to Canada emergency medical travel policy, a typical stay in a Canadian hospital can run you anywhere from $1,000 to $2,000 a day, if not more. No one ever plans on becoming ill while away from home, but if you don’t prepare for it the outcome can be financially devastating.
When should a Visitors to Canada policy be purchased?
If you’re planning a trip to Canada, you should purchase your policy before you depart your home country. Forgetting to get a policy, or delaying it until you arrive in Canada could mean that you’re without coverage for a few days, pending a waiting period. Why risk it? Get covered before you arrive.
What is usually included in a Visitors to Canada emergency medical travel insurance policy?
Every policy varies, which is why it’s key that you review it before purchasing, but typically a Visitors to Canada insurance plan includes:
- Emergency hospitalization, and medical services and treatment
- Diagnostic services like X-rays, MRIs, ultrasounds and biopsies
- Prescription medications resulting from a covered emergency
- The use of an ambulance in an emergency situation
- Emergency dental work
How much you are covered for will depend on your policy. You can buy as little as $10,000 in coverage or up to $200,000. Typically, however, $50,000 coverage is recommended. Policies can be purchased for yourself, you and your spouse, or your whole family.
Tip: Visitors to Canada policies often provide you with coverage for side trips too, so if you’re planning a quick jaunt across the border into the U.S., your policy may follow. If this is important to you, make sure you read the policy details before purchasing to make sure you’re getting the coverage you need for all your travels. Also, carefully consider the amount of coverage you purchase if you’ll be venturing in to the States.
Compare quotes today and get the coverage you need before you land in Canada
Getting covered is easy. All you have to do is compare quotes and policies with InsuranceHotline.com—it will take just a minute or two. You can even purchase your policy online or over the phone.
Don’t let your stay in Canada be remembered for all the wrong reasons. Make sure you’re covered with a Visitors to Canada travel insurance policy.