In 2011, Canada introduced the super visa, which allows parents and grandparents of permanent Canadian residents to stay in Canada for periods of up to two years without having to reapply. It's a multi-entry visa that lasts up to ten years, depending on the applicant's passport. It's an increasingly popular visa, with more than 89,000 people awarded visas since the program launched, according to immigration.ca. The visas are most popular among citizens from India, while China, Pakistan, the Philippines and Bangladesh round out the top five.
As a requirement of the parent and grandparent super visa, applicants must have proof of Canadian medical insurance coverage for a period of at least one year and for a minimum coverage amount of $100,000 for healthcare, hospitalization and repatriation. This is where visitors to Canada insurance comes in. These policies can be purchased to cover the entire duration of your stay in Canada, so you have nothing to worry about except for spending time with your loved ones and exploring our beautiful country.
You've got questions about health insurance while visiting Canada, we've got answers
The fact is if you're planning to visit Canada and you become ill or are in an accident, you will be expected to pay for any hospital or medical services you require. Although Canada is renowned for its universal health care for citizens, Canada does not cover these bills for visitors and travellers to Canada.
Without coverage, like that available from a Visitors to Canada emergency medical travel policy, a typical stay in a Canadian hospital can run you anywhere from $1,000 to $2,000 a day, if not more. No one ever plans on becoming ill while away from home, but if you don't prepare for it the outcome it can be financially devastating.
If you're planning a trip to Canada, you should purchase your policy before you depart your home country. Forgetting to get a policy or delaying it until you arrive in Canada could mean that you're without coverage for a few days, pending a waiting period. Why risk it? Get covered before you arrive.
Every policy varies, which is why it's key that you review each one before making your purchasing decision, but typically a Visitors to Canada insurance plan includes:
The amount of coverage you're entitled to will depend on your policy. You can buy as little as $10,000 in coverage or up to $200,000. Typically, however, $50,000 coverage is recommended. Policies can be purchased for yourself, you and your spouse, or your whole family.
Visitors to Canada policies often provide you with coverage for side trips too, so if you're planning a quick jaunt across the border into the U.S., your policy may follow.
If this is important to you, make sure you read the policy details before purchasing to make sure you're getting the coverage you need for all your travels. Also, carefully consider the amount of coverage you purchase if you'll be venturing in to the States.
Canada saw a record number of visitors in 2017. According to Destination Canada, 20.85 million people travelled to Canada from the United States and abroad, surpassing the previous record of 20.06 million set in 2002. While the vast majority of visitors to Canada came from the United States (14.33 million), Canada is also the destination of choice for many travellers from the Asia-Pacific region, Europe and Latin America. Combine this with the growing popularity of Canada's super visa program, and there are a lot of people travelling to experience the wonders of the Great White North.
No matter where you come from or why you're visiting, when travelling to Canada it's important that all travellers have their own emergency medical health coverage. Without it, you'll be left paying out of pocket for any medical and hospital costs accrued while you're here. Using InsuranceHotline.com to compare rates helps you save money and time while showing you the coverage options that will allow you to experience Canada with peace of mind.
Getting covered is easy. All you have to do is compare quotes and policies with InsuranceHotline.com-it will take just a minute or two. You can even purchase your policy online or over the phone. Don't let your stay in Canada be remembered for all the wrong reasons. Make sure you're covered with a Visitors to Canada travel insurance policy.