When it comes to understanding the insurance industry in Canada and Ontario specifically, it can get a bit confusing for the average consumer. What organizations are out there? And what regulatory bodies are helping protect your rights as a policyholder?Insurance Bureau of Canada (IBC)Website: ibc.caThe IBC is a national association that represents private home, business and auto insurance companies. The IBC acts on the part of its members by responding to and forecasting industry issues, as well as support members' needs by identifying new industry opportunities.The IBC also lobbies the federal and provincial governments in order to help promote changes in public policy, which benefit insurance companies and, in turn, their customers. The bureau also helps foster public understanding of how car, home and business insurance works.Financial Services Commission of Ontario (FSCO)Website: fsco.gov.on.caFSCO is a regulatory body that covers, among many various industries, the insurance industry. FSCO's mandate is to help promote public trust and consumer confidence in the Ontario auto insurance industry. This government-mandated body essentially helps make sure that the auto insurance industry stays above-board in its actions.Registered Insurance Brokers Association of Ontario (RIBO)Website: ribo.comThis self-regulated body serves insurance brokers in Ontario. RIBO serves consumers by regulating the ethical conduct, licensing, professional ability and competence and insurance-related financial obligations of all the independent insurance brokers in Ontario. RIBO helps ensure that consumers don't become victims of fraudulent or illegal activity.CGI Group Inc.Website: cgi.comCGI Group Inc. is a technology firm that provides consumers with a history of their driving claims. CGI serves the auto insurance industry in Canada by providing you with your insurance history report, which includes your automobile policy and claims history as reported by the Canadian property and casualty industry. You can request a insurance history report once every 12 months, provided it is only used for your own personal information.If you want to obtain information or your insurance history report, you can visit InsuranceHotline.com to get more information on how to connect with CGI Group Inc.Ontario Ministry of Transportation (MTO)Website: mto.gov.on.caIf you're a driver, you've already connected with the MTO. Responsible for drivers and provincial roads and highways, this government body provides you with a license to own and operate a vehicle in Ontario (which you have to obtain through the Ontario Graduated Licensing System), license renewal, vehicle ownership registration, your driving abstract and a record of your moving violations and parking tickets. The MTO requires you to have an auto insurance policy in order to obtain a driver's license; hence it is also tied to the auto insurance industry.
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Douglas Bruce
Amazing
Amazing service and dedicated time to my profile effectively and got back to me even after the phone disconnected
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Tevin Kelly
The agent was well informed
The agent was well informed. The options for our insurance needs are good.
Just waiting on final quote to make a decision.
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Louise Turgeon
Very pleasant lady to speak with
Very pleasant lady to speak with. Offered information requested.
1 week ago
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Dianne liss
fast efficient service
excellent service
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Syef Hussain
Mark Beck was knowledgeable and…
Mark Beck was knowledgeable and friendly. I felt he was working with me on something I find stressful and that put me at ease.
2 weeks ago
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Rita was very helpful !
Rita was very helpful and put me in touch with an agent again very helpful and honest. I always appreciate the help I get when sign in and it happens so fast. No waiting!
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Allan Sulisz
Allan Sulisz
Fast response after getting quote
Fast response after going through getting a quote. Limited choices to enter some information.
2 weeks 5 days ago
Sean Figueredo
Sean Figueredo
Very easy to go through the questions
Very easy to go through the questions
2 weeks 6 days ago
Dina Robichaud
Dina Robichaud
Easy to complete
Easy to complete, quick reply from company and put you into quick contact with best pricing company
3 weeks ago
Tim Laurie
Tim Laurie
Satisfied with the service thanks will…
Satisfied with the service thanks will use it for other insurance
3 weeks 1 day ago
Jaideep Seth
Jaideep Seth
Andrew was great person to deal with.
Andrew was great person to deal with.
3 weeks 1 day ago
Marion Crocker
Marion Crocker
Dimple was very helpful
Dimple was very helpful. She took the time to answer my questions and was very polite and friendly.
3 weeks 4 days ago
Perry Janes
Perry Janes
It was quick and lowest quote given…
It was quick and lowest quote given instantly
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Hemant
Hemant
Efficient & convenient
Efficient & convenient
4 weeks ago
Ciro Spiezia
Ciro Spiezia
The process of requesting a quote is easy and efficient
The process of requesting a quote is easy to follow and efficient. A representative contacted me right away and connected me directly with the right insurance broker who was able to provide the best insurance quote for my family's cars. Both the representative and the insurance broker were professional and efficient.
4 weeks 1 day ago
Aurelia M.
Aurelia M.
Real cost savings!
Very friendly and helpful, quickly connected me with a broker who offered a policy that saves me $600 a year!!
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PETER WALCOT
PETER WALCOT