What is InsuranceHotline.com?

InsuranceHotline.com is a free online insurance rate comparison service that directs consumers to the insurance companies and professionals with the lowest rates on car insurance, as well as home insurance, motorcycle insurance and life insurance.

In business since 1994, initially as a phone-based service known as The Consumer’s Guide to Insurance, InsuranceHotline.com has been helping Canadians save money on their car insurance for over 15 years.

How does InsuranceHotline.com work?

Consumers complete a simple online form, answering the same basic questions asked by most insurance brokers and agents. The process typically takes between 5 and 10 minutes and all personal information submitted is secure and protected.

InsuranceHotline.com then runs this information against its database of over 30 insurance companies to determine which company offers the lowest rate, which is then presented to the consumer.

If the rate is lower than what the consumer is currently paying, they simply provide their contact information and are connected with a licensed insurance broker or agent subscribing to InsuranceHotline.com who can provide the rate quoted. In addition, consumers are shown the rates of the 2nd and 3rd lowest priced insurer, all free of charge. All of this information is also instantly sent to the consumer by email.

Once the consumer gets in contact with the insurance broker or agent, they are able to confirm details of the quote and receive professional advice as to their insurance needs. From that point, it is entirely up to the consumer as to whether they wish to purchase the policy. There is never any obligation.

What makes InsuranceHotline.com different?

Unlike most of our competitors, InsuranceHotline.com does not sell insurance, is not a licensed broker or agent, and is not owned in whole or in part by an insurance company, agent or brokerage. This allows InsuranceHotline.com to be completely unbiased when providing insurance quotes and keeps its focus solely on finding the lowest insurance rates for consumers and connecting them with insurance professionals who can best look after their insurance needs.

By contrast, most websites offering “comparative insurance quotes” are owned by or affiliated with insurance brokers or agents (even if they don’t draw attention to this fact) and are therefore only capable of quoting rates from the limited number of insurance companies they represent, typically no more than 4 or 5.

Thus, while these websites technically offer “comparative quotes”, consumers typically only get access to a portion of the total universe of insurance companies and rates, which may not include the lowest rate available for their particular profile. By contrast, InsuranceHotline.com gets quotes from more than 30 of the top insurance companies in Canada, giving consumers a more comprehensive view of the universe of insurance rates to help ensure they are quoted the lowest rate available.

What are consumers saying about InsuranceHotline.com?

Hundreds of thousands of consumers use InsuranceHotline.com each year to save money on their car insurance. Our satisfied customers have been helping spread the word of our service for years. See a sampling of our consumer testimonials, to hear what they have to say about their experience using InsuranceHotline.com.

Who owns InsuranceHotline.com?

InsuranceHotline.com is owned by Torstar Corporation, one of Canada’s leading media companies with businesses including Star Media Group led by the Toronto Star, Canada’s largest daily newspaper, Metro, Canada’s largest free daily newspaper, and digital properties including thestar.com, toronto.com, Workopolis and Olive Media; Metroland Media Group, publishers of over 100 community and daily newspapers; and Harlequin Enterprises, a leading global publisher of women’s fiction.

Car Insurance Information

For more information on car insurance, see our car insurance overview which also includes a list of helpful resources and links to our archive of articles on car insurance.

Office Location

625 Church Street, 6th Floor
Toronto, Ontario
M4Y 2G1
Canada

Questions?

Please contact us.

Media

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For all media inquiries, please send an email to media@insurancehotline.com.