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Updated on Mar 17, 2018 02:36 pm

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Updated on Mar 17, 2018 02:36 pm

Shopping For Burlington Auto Insurance Quotes

city of burlington
According to Statistics Canada, Burlington is the thirteenth largest city in Ontario. In 2011, Burlington had a population of 175,779, representing a percentage change of 6.9 per cent from 2006. Burlington is a growing city with 81 per cent of the population being old enough to drive. If you live in the Burlington area and are looking to save some money on your Burlington auto insurance premiums, you’ve come to the right place.

InsuranceHotline is your one stop shop for finding a better rate. The best way to save money is to compare auto insurance quotes. The cost to insure the same driver and vehicle can differ among insurance companies. In some cases the difference in cost can vary by hundreds and even thousands of dollars. You may currently think you have the best rate available but come renewal time (or if you move, add drivers to your policy, get in a collision or get a traffic ticket), you always should check and see if there’s a better rate out there. Rates often change, and the potential savings alone make it worth shopping around.

Who Shops For Burlington Auto Insurance?

When it comes to determining insurance rates there are a few factors that are taken into consideration. One of them is your driving record. While getting Burlington car insurance quotes at InsuranceHotline, almost 74.5 per cent of Burlington drivers indicated they have a clean driving history with no tickets, accidents or licence suspensions; 11.6 per cent of drivers admit to having at least one traffic ticket, and 9.4 per cent admit to having been involved in at least one collision. The remaining drivers have at least one ticket and one collision (2.2 per cent).

Where you live is another factor that’s taken into consideration when calculating your car insurance rate. It’s estimated that about 11.2 per cent of the population in Burlington have moved in the last year (whether to Burlington or within). If you have recently moved, now is the perfect time to compare Burlington car insurance rates.


Driving in Burlington

Burlington drivers have indicated that on average they drive about 14,561 kilometres a year and have a daily commute of about 9 kilometres each way. The car brands driven most by Burlington drivers according to InsuranceHotline data by popularity are made by Honda, Toyota, Ram Truck, Ford Truck, Hyundai, Volkswagen, Mazda, Chevrolet, Pontiac, and Ford.

Of those who are of working age, 81 per cent drive to work in either a car, truck or van and 2.7 per cent say they usually hitch a ride, probably by carpooling. Almost 15 per cent either walk, bike, take public transit or another method of transportation to get to work on a regular basis.


The median commuting time in Burlington is estimated to be 20.7 minutes. Between 7 and 9 a.m., 59.4 per cent of Burlington residents leave for work, making it the busiest time to travel. In comparison, 22.1 per cent are early risers and leave for work between 5 and 6:59 a.m. Adjusting your commute times accordingly may help you avoid sitting in the morning rush.

Burlington Auto insurance 101

Car insurance is one of the costs associated with owning a car. However, it’s also the most important and is required by law. The best way to save on your Burlington car insurance premiums is to compare rates. Car insurance rates are always changing and vary by company, which means more opportunities to save.

If you’re a new driver it will likely be a bit more expensive. It takes time to build up your driving history to show that you are not a high-risk driver. Over time, with more experience, your car insurance premium will decrease if you maintain a clean driving history.

In addition to location and your driving record there are several other factors that go into determining insurance rates including:

  • The type of car you drive.
  • How often and how far you drive.
  • The deductibles you choose, as well as any extra coverage you want to have on your policy.


Optional Coverage And Endorsements

Every province has compulsory minimums that you must have as part of you possible. In Ontario, the standard car insurance policy includes Accident Benefits, Direct Compensation-Property Damage, Third-Party Liability, and Uninsured Auto coverage. There are however, optional coverages and endorsements that you can add to your policy for an additional premium. Some of the most popular include:

  • Collision coverage: this covers damage to your vehicle as a result of an impact of collision with another vehicle or object.
  • Comprehensive coverage: this protects your car against damage caused by things like theft and vandalism.
  • Loss of use: In case you’re in an accident, this covers your transportation costs (like a rental car) while your vehicle is being repaired or replaced.
  • Rental car: If you frequently rent cars, this ensures that your rentals have both collision and comprehensive coverage.
  • Depreciation Waiver: If you have a new car, this endorsement ensures you’ll receive the full value of your vehicle in case it ever ends up being considered a total loss.

Compare Your Burlington Car Insurance Rates Today

On average, InsuranceHotline.com shoppers save about $700 after shopping their car insurance rates. Compare your Burlington car insurance rates today to see if you could save this or more!

Sample Car Insurance Quotes Completed for Drivers in Burlington, Ontario

Below are real quotes that were recently completed on InsuranceHotline.com by drivers living in Burlington, Ontario:

Driver, female, age 31, Burlington, ON Current Rate: $1,970
2015 Honda Civic 4DR Lowest Rate Available: $1,629
08/16/2016 Insurance Company: Portage Mutual Insurance
Annual Savings: $341
Driver, male, age 23, Burlington, ON Current Rate: $2,690
2013 Mazda 3 4DR Lowest Rate Available: $2,364
08/19/2016 Insurance Company: Ayr Farmers Mutual Insurance
Annual Savings: $326
Driver, male, age 47, Burlington, ON Current Rate: $1,679
2016 Hyundai Elantra 4DR Lowest Rate Available: $1,255
06/13/2016 Insurance Company: Gore Mutual Insurance
Annual Savings: $424
Driver, male, age 34, Burlington, ON Current Rate: $1,970
2012 Volkswagon Tiguan 4DR Lowest Rate Available: $1,352
07/15/2016 Insurance Company: Pembridge Insurance
Annual Savings: $618
Driver, male, age 65, Burlington, ON Current Rate: $1704
2016 Chevrolet Malibu 4DR Lowest Rate Available: $1,236
08/08/2016 Insurance Company: AXA Pacific
Annual Savings: $468

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