Three easy steps to compare 30+ insurance providers in five minutes or less
On average, shoppers save $450 after comparing car insurance quotes with us.
All it takes is a few minutes to compare quotes from our network of over 30 insurers.
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Tell us a little about yourself and your car in three easy steps. That's really all there is to it!
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You know that feeling when you find out you’re getting a really good deal? Maybe it’s bold for us to say, but, we think you’ll be feeling it in about five to 10 minutes. How can we be so sure? Well, on average, InsuranceHotline.com shoppers saved $450* after comparing car insurance quotes with us in 2017. All it takes is a few minutes to compare quotes from our network of over 30 insurance providers.
On average, InsuranceHotline.com shoppers save $450 after comparing car insurance quotes with us.
Increase your deductibles
Save five to 10 per cent by increasing your deductibles to $1,000 if they’re currently sitting at $500.
Pay your premiums all at once
Pay your premiums annually, instead of monthly, to avoid administrative fees that often come with monthly payments.
Bundle your policies
Save five to 15 per cent when you buy your home insurance from the same company that covers your car.
Insure all vehicles, together
If you have more than one set of wheels, save up to 10 to 20 per cent by insuring them on the same policy.
Change your tires seasonally
Let your insurer know if you have winter tires. A winter tire discount could save you about five per cent.
Review your policy annually
Each year, review your optional coverages. If they’re no longer needed, this is one way to shave off some costs.
Ask about discounts
There are oodles of discounts. Ask your provider about the ones they offer. You never know what you might find.
Encourage young drivers to take driver’s training. The insurance savings typically offsets the cost of the course, in the first year.
Insurance is funny, in a weird sort of way, because rates can vary wildly between insurance companies. Also, premiums often change so the insurance provider who offered you the best rate two years ago, or even last year, may not be the insurer who offers you the best car insurance rate today. That’s why it’s so important to shop around, because the quote you get from one company can be significantly higher (or lower) than the quote you get from another.
It all starts with your postal code. Enter your postal code into the box and click "Start a Quote". From there, we'll ask you about:
1. Your vehicle and things like your annual kilometres driven
2. Your driving and insurance history
3. Discounts that you may be eligible to receive
That's it, you're done! And, once done, you'll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.
Most of what you'll need to get a quote, you'll know off the top of your head. For example, the make, model and year of the vehicle you drive. Additional information you'll be asked about includes:
It really doesn't take that long, about 5 to 10 minutes. Then, once done, you’ll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.
That's really up to you. If it's a great rate - and we're confident it will be - you'll be asked to provide your contact details and an insurance representative will get in touch with you. You can also call in to secure your rate if you're ready to chat about it. On the other hand, if you're not interested in the quote you got, then there's no need for you to do anything extra.
There are a lot of factors that go into what you pay for your car insurance coverage, and a lot can happen over the course of a year that could have a direct impact on what you pay for your coverage. Don’t wait until it’s time to renew to see if you could be saving money today. Shop around and compare rates anytime you have to call your insurer to update your policy, because if there’s a chance your rates may change there’s a chance you can be save money with a different insurer.
No matter where you are in Canada, if you plan to drive you must have auto insurance. But, while this law is consistent coast-to-coast, how you get the coverage you need is not.
About Buying Auto Insurance in Canada
Drivers who live in the following provinces must purchase coverage from a private insurance company:
Drivers who live in the following three provinces must purchase their auto insurance through a government-run agency:
The Quebec auto insurance model is a bit different than the rest. Some components of a Quebec driver’s coverage are rolled into their driver’s licence and vehicle registration fees.
Other components, however, must be purchased from a private insurer. These components include: the civil liability coverage (which is mandatory) and optional coverages (like collision and comprehensive).
|Scottish and York||$1710|
|Range of top quotes||$521|
|Intact Insurance Company (West)||$1911|
|Dominion of Canada||$1914|
|Range of top quotes||$458|
|Scottish and York||$1950|
|Western Assurance Company||$2035|
|Dominion of Canada||$2401|
|Range of top quotes||$467|
|Dominion of Canada||$1627|
|Range of top quotes||$463|
Compare car insurance quotes today; it’s the best way to lower your car insurance rate and find a policy that fits your needs best.
*For consumers who saved on IH, the average savings from Jan 2017 to Dec 2017 was $450. The average savings amount represents the difference between the consumers' recorded current premium and the lowest premium generated by InsuranceHotline.com.