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It pays to shop around.
There are many ways to save on your insurance premiums, but none are more effective than shopping around. With auto insurance, for example, InsuranceHotline.com shoppers have saved over $1.8 million in premiums this year already by comparing quotes with us.
Whether you’re looking to pay less for your auto insurance, home insurance, or maybe you’re going on a trip and need travel insurance; getting insurance quotes at InsuranceHotline.com is as simple as 1, 2, 3.
Drivers, for example, save $700 on average and travellers save as much as 50 per cent after comparing quotes with us.
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Insurance is funny, in a weird way. Take car insurance, for example. Premiums often change so the insurance provider who offered you the best rate two years ago, or even last year, may not be the insurer who offers you the best car insurance rate today. That’s why it’s important to shop around, because the quote you get from one company can be significantly higher (or lower) than the quote you get from another.
If you're wondering about how it all works, the following are some of the most common questions we've heard from customers just like you.
No matter what kind of insurance you’re looking to obtain—whether it’s auto, home, travel or life insurance—shopping around is the best way to know for certain that you have the coverage you need at the best possible price.
Yes! The quotes you get are the same quotes you would get if you called each of our insurance partners directly. There is no catch, and you’ll save oodles of time in the process. The insurance quotes are all personalised and unique to you, based on the details you provide. But remember, the quotes are only as accurate as the details you provide, so if any information changes once you’re chatting with the insurance company, your rate may change too.
The insurance quotations you get today don’t have a set expiry date per se, but that doesn’t mean they won’t change in the days or weeks ahead. If you’ve found a great price on a package that suits your needs, it’s best that you act on it as soon as possible.
The insurance quotes you get are no accident. They are all personalised and unique to you, based on the details you provide. The insurance quotes you get are calculated by taking four main factors into consideration:
These four factors are common to virtually all insurance products; the insurance quotes work in a similar manner whether you’re looking for auto insurance, home insurance or travel insurance.
Insurance quotes can vary considerably from company to company and there’s a whole host of reasons why quotes are different between insurers. Peel it back however, and part of the reason quotes vary typically comes down to three financial factors unique to each insurer:
1. Their claims experience with the group of people they cover
2. The likelihood you’ll submit a claim
3. The competition they face
Together, these factors make it so that each insurer is unique in the price they offer for the product they’re selling, and shopping around for your insurance is the only way to ensure you’re not overpaying for the coverage you need.
InsuranceHotline.com is a free online insurance rate comparison service that helps you find lower insurance rates. Whether it’s car insurance, home insurance, motorcycle insurance, travel insurance or life insurance we’ll help you find the coverage you need at the best available price.
There’s never any obligation to buy and if you are interested in obtaining the rate presented, we’ll connect with a member of our network who can provide the rate quoted. It’s as simple as 1, 2, 3.