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I need insurance quotes. How can InsuranceHotline.com help?

There are many ways to save on your insurance premiums, but none are more effective than shopping around. With auto insurance, for example, InsuranceHotline.com shoppers save $700* on average after comparing car insurance quotes with us.

Whether you’re looking to pay less for your auto insurance, home insurance, or maybe you’re going on a trip and need travel insurance; getting insurance quotes at InsuranceHotline.com is as simple as 1, 2, 3.

How to get an insurance quote in three easy steps.

Tell us about yourself

1. Start a quote

Tell us a little about yourself; it will take just a few minutes.

Compare your rates

2. Compare your rates

Compare offers from many of Canada’s most well-known and trusted insurance companies.

Save money

3. Pick a price

Choose from your list of great rates. It pays to shop around.

Why use InsuranceHotline.com?

We want to help you save money on insurance because we’re drivers, homeowners and travellers too, and we know that everyone loves the feeling they get when they know they’re getting a good deal.

Save money

Save money

Drivers, for example, save $700 on average and travellers save as much as 50 per cent after comparing quotes with us.

Save time

Save time

All it takes is a few minutes to compare quotes online from our large network of insurers.

There's no cost to you

There’s no cost to you

There’s no catch or fine print; our service is absolutely free for you to use, and there is no obligation.

It's quick and easy

It’s easy and quick

There are no long forms to complete. Just tell us a little about yourself in three easy steps.

Your information is safe

Your information is safe

Your details are secure. Look for a locked padlock in your browser as well as https.

We respect your privacy

We respect your privacy

Your privacy is important to us and we never share your details without your consent.

Get competing insurance quotes; comparison shopping can help you save!

Find lowest rates for free!

Insurance is funny, in a weird way.

Take car insurance, for example. Premiums often change so the insurance provider who offered you the best rate two years ago, or even last year, may not be the insurer who offers you the best car insurance rate today.

That’s why it’s important to shop around, because the quote you get from one company can be significantly higher (or lower) than the quote you get from another.

If you’ve got questions. We’ve got answers.

If you’re wondering about how it all works, the following are some of the most common questions we’ve heard from customers just like you.

What kind of insurance do I need to shop around for?

No matter what kind of insurance you’re looking to obtain—whether it’s auto, home, travel or life insurance—shopping around is the best way to know for certain that you have the coverage you need at the best possible price.

Will my insurance quotes be accurate?

Yes! The quotes you get are the same quotes you would get if you called each of our insurance partners directly. There is no catch, and you’ll save oodles of time in the process. The insurance quotes are all personalised and unique to you, based on the details you provide. But remember, the quotes are only as accurate as the details you provide, so if any information changes once you’re chatting with the insurance company, your rate may change too.

Will my insurance quotes expire?

The insurance quotations you get today don’t have a set expiry date per se, but that doesn’t mean they won’t change in the days or weeks ahead. If you’ve found a great price on a package that suits your needs, it’s best that you act on it as soon as possible.

How are my insurance quotes calculated?

The insurance quotes you get are no accident. They are all personalised and unique to you, based on the details you provide. The insurance quotes you get are calculated by taking four main factors into consideration:

  • your personal details;
  • the amount of coverage you’re seeking to get;
  • the deductibles (if any) that you choose; and
  • the insurance company that you end up selecting.

These four factors are common to virtually all insurance products; the insurance quotes work in a similar manner whether you’re looking for auto insurance, home insurance or travel insurance.

Why does one insurer offer me a better rate than another? Why are my insurance quotes so different?

Insurance quotes can vary considerably from company to company and there’s a whole host of reasons why quotes are different between insurers. Peel it back however, and part of the reason quotes vary typically comes down to three financial factors unique to each insurer:

  1. their claims experience with the group of people they cover;
  2. the likelihood you’ll submit a claim; and
  3. the competition they face.

Together, these factors make it so that each insurer is unique in the price they offer for the product they’re selling, and shopping around for your insurance is the only way to ensure you’re not overpaying for the coverage you need.

Join the millions of Canadians who have compared to save. Get your free online insurance quotes today.

InsuranceHotline.com is a free online insurance rate comparison service that helps you find lower insurance rates. Whether it’s car insurance, home insurance, motorcycle insurance, travel insurance or life insurance we’ll help you find the coverage you need at the best available price. There’s never any obligation to buy and if you are interested in obtaining the rate presented, we’ll connect with a member of our network who can provide the rate quoted. It’s as simple as 1, 2, 3.

* Based on quotes completed on InsuranceHotline.com from Jan 2015-Dec 2015. Average savings amount represents the difference between the consumers’ current premium entered in the quote and the lowest premium quotes on InsuranceHotline.com.

How It Works

Users complete a simple online form, answering the same basic questions asked by most insurance brokers and agents. The process typically takes 5-10 minutes. InsuranceHotline.com then runs this information against its database of over 30 insurance companies to find the lowest rate available through its large network of licensed insurance professionals. Watch the video!

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