All visitors to Canada - whether arriving in Canada on vacation, business, to study, or even newcomers who are waiting out their eligibility for the government health insurance plan - can benefit from a Visitors to Canada travel health insurance policy.

The fact is if you're planning to visit Canada and you become ill or are in an accident, you will be expected to pay for any hospital or medical services you require. Although Canada is renowned for its universal health care for citizens, Canada does not cover these bills for visitors and travellers to Canada.

Without coverage, like that available from a Visitors to Canada emergency medical travel policy, a typical stay in a Canadian hospital can run you anywhere from $1,000 to $2,000 a day, if not more. No one ever plans on becoming ill while away from home, but if you don't prepare for it the outcome it can be financially devastating.

If you're planning a trip to Canada, you should purchase your policy before you depart your home country. Forgetting to get a policy or delaying it until you arrive in Canada could mean that you're without coverage for a few days, pending a waiting period. Why risk it? Get covered before you arrive.

Every policy varies, which is why it's key that you review each one before making your purchasing decision, but typically a Visitors to Canada insurance plan includes:

The amount of coverage you're entitled to will depend on your policy. You can buy as little as $10,000 in coverage or up to $200,000. Typically, however, $50,000 coverage is recommended. Policies can be purchased for yourself, you and your spouse, or your whole family.

All travel insurance policies vary, so the best travel insurance for visitors to Canada is one that will cover your individual medical needs. That said, a visitors to Canada insurance policy should provide you with enough medical coverage to enjoy your trip in Canada with peace of mind.

Remember, all travel insurance plans are different, so compare the policies carefully to ensure you find the best travel insurance for you.

Visitors to Canada policies often provide you with coverage for side trips too, so if you're planning a quick jaunt across the border into the U.S., your policy may follow.

If this is important to you, make sure you read the policy details before purchasing to make sure you're getting the coverage you need for all your travels. Also, carefully consider the amount of coverage you purchase if you'll be venturing in to the States.