Over 3 million insurance quotes

Ralph didn't know he could shop online for motorcycle insurance.

It's that easy.
Enter your postal code
Select your province
Riding a MotorcycleSpring is on the horizon and when it comes to riding a motorcycle, safety is the number priority. Safety on the road is always an important issue, but for motorcycle riders, it’s even more vital. Riders are more exposed than drivers in a car and at a higher risk of serious injuries or fatalities in an accident. Safety for riders is not just a good idea – it can save lives. It’s also important to note that your driving record... Read more »
Motorcycle Insurance TipsWith motorcycle season fast approaching and the warm weather on the horizon, many riders are itching to get back on the road. Liability insurance for your motorcycle, like car insurance, is mandatory for anyone who wants to hit the road on two wheels. While every rider has to have a policy in force, not every rider is getting the most out of that policy... Read more »
As spring comes around many motorcyclists are itching to get out on the road and enjoy the freedom of hitting the road on two wheels. But along with motorcycle season comes the need for some extra caution on the road. When you haven’t been riding over the winter months, it’s... Read more »
With spring around the corner and the motorcycle riding season soon to begin, InsuranceHotline.com provides important tips for staying safe on the road and for getting the best rates on motorcycle insurance... Read more »
The leaves have begun to turn and the autumn season is now upon us. For motorcycle riders, it's almost time to prepare your bike for a long winter... Read more »

Canadian Motorcycle Insurance Quotes You Can Afford.

Get A Motorcycle Insurance Quote

Trying to find the lowest Canadian motorcycle insurance rate on your own can be a time consuming and frustrating task. At InsuranceHotline.com we make saving money on your insurance easy and hassle free. Simply fill out our user friendly quote form and let our search engine find the lowest motorcycle rates in Canada, available through our network of licensed insurance professionals. It really is that simple and the entire process can be done in about 5 minutes.

Lock In Savings & Enjoy The Ride

Once you have a quote, the next step in the process is to lock in your savings by speaking to a licensed professional. InsuranceHotline.com makes this process easy by connecting you with a licensed insurance broker or agent in your area, who can help finalize your quote and get you fully setup with your policy. Just as important, the motorcycle insurance expert we connect you with will also answer any questions that you have regarding your coverage. This helps ensure that you not only get the best rate, but also the most appropriate coverage for your needs.

Motorcycle Insurance In Canada: Things You Should Know

In Canada, motorcycle owners must have insurance by law. But each insurance company makes its own assessment of risk when setting rates for a given rider, based on a long list of variables. The end result is that rates can vary significantly from insurance company to company. To get a low rate be sure to check out our tips to save big on motorcycle insurance.

Motorcycle insurance is distributed to consumers through different networks of licensed insurance professionals. They are:

  • Insurance Brokers – Provide independent and expert advice, advocacy and support to consumers with respect to their motorcycle insurance needs and typically work with, and sell policies for, a number of different insurance companies.
  • Insurance Agents – Provide expert advice, advocacy and support to consumers with respect to their motorcycle insurance needs and work with, and sell policies for, one insurance company.
  • Direct Writers (Direct Response Insurers) – Provide expert advice, selling and servicing property and casualty insurance products, including motorcycle insurance, in Canada through direct response marketing and distribution for one insurance company.

Have Motorcycle Insurance?
Motorcycle insurance protects riders in the event of a future loss. A standard motorcycle insurance policy covers the following:

  • Third-Party Liability
    Protects you in the event of an accident causing loss or damage to another person when you are at fault.
  • Accident Benefits
    Offers benefits to protect you if you are injured in an accident, regardless of who caused the accident.
  • Uninsured Automobile Coverage
    Protects you in the event of death or injury caused by an uninsured motorist or by a hit-and-run.

Other Optional Coverage Available On Most Motorcycle Insurance Policies:

  • Loss or Damage Coverage
    Includes All Perils, Collision, Comprehensive and Specified Perils. You can purchase a combination of these coverages to protect you against loss of, or damage to, your motorcycle caused by collision, fire, theft, and a variety of other unpredictable risks.

Considerations When Buying Motorcycle Insurance:

  • Shop Around
    Motorcycle insurance rates can vary significantly from one insurer to the next, so only by checking around for comparative quotes can you be sure you have the best price available.
  • Motorcycle Riders Training Course
    You may be able to lower your insurance premium by taking a training course.