Compare Motorcycle Insurance Quotes

You compared bikes, now compare quotes to see how much money you can save.

How to save money on motorcycle insurance

These are just some of the ways you can save big on motorcycle insurance. 

Motorcycle insurance

1) Compare Rates

Motorcycle insurance rates can vary significantly from one insurer to the next, so compare quotes to ensure you're getting the best price available. 

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2) Ask About Discounts

You may be able to lower your insurance premium by taking a Motorcycle Riders Training Course. Ask about this and other available discounts.

Bundle motorcycle and auto insurance policies

3) Bundle Motorcycle Insurance

Combine your motorcycle insurance with other insurance policies from the same company to save 5-10% on each policy.

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Frequently asked questions about motorcycle insurance in Canada (FAQs)

In Canada, motorcycle owners must have insurance by law. But each insurance company makes its own assessment of risk when setting rates for a given rider, based on a long list of variables. The end result is that rates can vary significantly from insurance company to company, which is why comparing motorcycle insurance rates is the easiest way to rev up savings.

Who distributes motorcycle insurance in Canada?

Motorcycle insurance is distributed to consumers through different networks of licensed insurance professionals. They are: 

  • Insurance Brokers – Provide independent and expert advice, advocacy and support to consumers with respect to their motorcycle insurance needs and typically work with, and sell policies for a number of different insurance companies. 
  • Insurance Agents – Provide expert advice, advocacy and support to consumers with respect to their motorcycle insurance needs and work with, and sell policies for one insurance company. 
  • Direct Writers (Direct Response Insurers) – Provide expert advice, selling and servicing property and casualty insurance products, including motorcycle insurance, in Canada through direct response marketing and distribution for one insurance company.

What does motorcycle insurance cover?

Motorcycle insurance protects riders in the event of a future loss. A standard motorcycle insurance policy covers the following: 

  • Third-Party Liability: Protects you in the event of an accident causing loss or damage to another person when you are at fault. 
  • Accident Benefits: Offers benefits to protect you if you are injured in an accident, regardless of who caused the accident. 
  • Uninsured Automobile Coverage: Protects you in the event of death or injury caused by an uninsured motorist or by a hit-and-run.

What optional coverage is available for motorcycles?

Loss or Damage Coverage 

Most insurance policies offer additional optional insurance coverage including All Perils, Collision, Comprehensive and Specified Perils. You can purchase a combination of these coverages to protect you against loss of, or damage to, your motorcycle caused by collision, fire, theft, and a variety of other unpredictable risks. This can be addressed during the quote process.

What is the cheapest motorcycle insurance?

Insurance rates vary from one provider to the next, which is why it's so important to compare rates on an annual basis. Canadians tend to "set it and forget it" when it comes to their motorcycle insurance, but renewal time presents the best opportunity to save. Complete a quote today to find out how much you can save.  

How does InsuranceHotline.com find me the cheapest motorcycle insurance rates?

Step 1: Get a motorcycle insurance quote

The first step is to simply fill out our user friendly quote form and let our search engine find the lowest motorcycle rates in Canada, available to you through our network of licensed insurance professionals. It really is that simple and the entire process can be done in about 5 minutes.

Step 2: Talk to a licensed motorcycle insurance professional 

InsuranceHotline.com makes this process easy by connecting you with a licensed insurance broker or agent in your area, who can help finalize your motorcycle insurance quote and get you fully setup with your policy. Just as important, the motorcycle insurance expert we connect you with will also answer any questions that you have regarding your coverage. This helps ensure that you not only get the best rate, but also the most appropriate coverage for your needs.


Rev up savings and enjoy the ride with Canadian motorcycle quotes you can afford

Smooth savings on motorcycle insurance quotes

Is there any feeling sweeter than that of the wind in your hair as you blaze down the highway on your motorcycle? Not really, but we'd argue saving money on motorcycle insurance comes in at a distant second. 


Just like car insurance, motorcycle insurance rates can vary by hundreds of dollars. The easiest way to rev up savings is to compare motorcycle insurance quotes. InsuranceHotline.com makes it easy by aggregating unbiased results from dozens of Canada's most trusted insurance providers. In just a few minutes, you can be on your way to savings. Thousands of Canadians have trusted InsuranceHotline.com to find them motorcycle insurance coverage that protects their bikes, their selves and their bank accounts.