Business Insurance 

for Less

Now that's a smart business decision. Start your quote today. 

Business insurance is the only way to ensure your business is fully protected

You've worked hard to build your business, but without the right business insurance your business is left vulnerable to risk. Here are some examples of the types of businesses we've helped find great coverage for less: 

Medical Business Insurance

Professional Services

Accountants
Consultants 
IT specialists 
Doctors
Dentists
Lawyers


Landscaping Business Insurance

Service Providers

Contractors
Plumbers
Electricians 
Landscapers
Builders
Architects

Hair Salon Business Insurance

Small Businesses

Restaurants
Hair salons
Retail shops
Galleries
Cafes 
Spas and yoga studios


Helping businesses get the right business insurance has been our business for 24 years

Get the right commercial insurance for your business

InsuranceHotline.com has been providing business insurance quotes (also known as commercial insurance quotes) to Canadians for over two decades. We help business owners like yourself to quickly and easily get competitive business insurance quotes that help protect your most important business assets. 


Start the process to getting your free business insurance quote today and connect with our network featuring some of Canada's most trusted business insurance providers. A licensed insurance professional will work with you to understand your unique business and business insurance needs so you get the coverage you need at a competitive price. Now that's a good deal. 

Types of Business Insurance

Every business is different. That's why today's business owners have so many choices when it comes to protecting property and services. These are some of the most common types of commercial business insurance available today.

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Property Coverage Insurance

Insures any property the business may own against insured perils 

Business interruption insurance

Business Interruption Insurance

Helps cover lost revenue due to a physical loss or damage to assets

Errors and Omissions Insurance

Errors and Omissions Insurance

Covers you for professional mistakes that might cost your clients expenses or fines 

Property insurance 2

Tenants Legal Liability Insurance

Protects against certain damages to leased premises

Shovel

Construction and Bonding Insurance

Provides coverage for Final bonds, Bid bonds and Environmental bonds 

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Crime Insurance

Insures actual money loss due to employee dishonesty

airplane

Property in Transit Insurance

Covers property you send by land, sea or air

Commercial vehicle insurance

Commercial Car Insurance 

Covers vehicles used for business purposes 

Find Canada’s best commercial insurance rates for your business

Why compare commercial insurance rates? 

Better coverage. Owners of small, medium and large businesses are exposed to a wide variety of risks and need to ensure they’ve obtained the most comprehensive protection possible. It's not just about getting a great rate, but great coverage too. 


Better business. Having the right commercial insurance policy does more than just offer peace of mind. It’s an essential part of your company’s strategy to stay competitive and protect yourself, your employees and your assets from financial loss. 


Better rates. The right business insurance means you can focus more on what matters most: your products, clients, employees and customers. With so many insurers competing for your business, you're a quick quote away from joining thousands of Canadian business owners in savings. 

Frequently asked business insurance questions

These are some of the most common questions we get about business insurance and commercial property insurance.  

Why do I need commercial insurance? 

Without the right business insurance coverage, your business could suffer financial ruin due to a catastrophic loss or legal lawsuit. This is especially true for small business owners who wouldn’t be able to withstand such an impact. 

Obtaining commercial insurance unique to your business needs will allow you to plan for the worst case scenario, maintain a successful, viable business and provide peace of mind. Review and assess your businesses needs often for complete protection of your business.

What does commercial insurance cover my business for?

The most common facets of a commercial insurance policy include:

  • Property insurance: covers you for damage to your business property;
  • General Liability Insurance: covers bodily injury or damage done to others; and 
  • Business Interruption Insurance: compensates for lost income due to physical loss or damage to your business assets.

There are many additional coverages you can get to suit your unique business needs. Speaking with your insurance representative will help determine what type of business insurance is right for you. For more information on Commercial Insurance Terms check out the glossary.

How do I know what type of business insurance I need?

Every business has its own challenges and insurance needs. After you've completed your quote, you'll be connected with a licensed insurance professional who can help determine exactly what protection your business needs. Your insurance rep will conduct a thorough risk assessment and help you lock in the best coverage at the best price. 

How much does commercial insurance cost?

It depends on a number of variables, such as:

  • The type(s) of coverage you need 
  • What discounts you're eligible for
  • Your commercial insurance claims history 
  • The claims experience of the company you purchase your policy from
  • If you're bundling your policy with other insurance policies, such as business auto insurance
Starting your quote process will give you a better idea of what you're looking at and the range of rates available to you.