Salons and specialty shops
Travel and tourism
Brick & Mortar
With InsuranceHotline.com, it’s not just about finding you a great price for your business insurance, but also about ensuring you get the coverage you need. Our partners are licensed commercial insurance experts that understand the unique needs and challenges of today’s growing businesses. Our service helps you feel informed and empowered by your insurance decisions. A growing business ourselves, we understand how important these choices are when it comes to protecting the very thing we put our heart, soul, money and energy into on a daily basis.
With the right business insurance, you’re left with peace of mind knowing that you’re protected from liability and that your business is covered. We’ll connect you with brokers who take a thorough, thoughtful and tailored approach to your business insurance.
It’s just another smart business decision. Get started on your quote today to ensure your business has all its insurance needs covered.
Property Coverage Insurance
Insures any property the business may own against insured perils
Commercial General Liability
Covers you and your business if you cause property damage or bodily injury, including defence costs
Business Interruption Insurance
Helps cover lost revenue due to a physical loss or damage to assets
Errors and Omissions Insurance
Covers you for professional mistakes that might cost your clients expenses or fines
Tenants Legal Liability Insurance
Protects against certain damages to leased premises
Construction and Bonding Insurance
Provides coverage for Final bonds, Bid bonds and Environmental bonds
Insures actual money loss due to employee dishonesty
Property in Transit Insurance
Covers property you send by land, sea or air
Commercial Car Insurance
Covers vehicles used for business purposes
Better coverage. Owners of small, medium and large businesses are exposed to a wide variety of risks and need to ensure they’ve obtained the most comprehensive protection possible. It's not just about getting a great rate, but great coverage too.
Better business. Having the right commercial insurance policy does more than just offer peace of mind. It’s an essential part of your company’s strategy to stay competitive and protect yourself, your employees and your assets from financial loss.
Better rates. The right business insurance means you can focus more on what matters most: your products, clients, employees and customers. With so many insurers competing for your business, you're a quick quote away from joining thousands of Canadian business owners in savings.
These are some of the most common questions we get about business insurance and commercial property insurance.
Without the right business insurance coverage, your business could suffer financial ruin due to a catastrophic loss or legal lawsuit. This is especially true for small business owners who wouldn’t be able to withstand such an impact.
Obtaining commercial insurance unique to your business needs will allow you to plan for the worst case scenario, maintain a successful, viable business and provide peace of mind. Review and assess your businesses needs often for complete protection of your business.
The most common facets of a commercial insurance policy include:
There are many additional coverages you can get to suit your unique business needs. Speaking with your insurance representative will help determine what type of business insurance is right for you. For more information on Commercial Insurance Terms check out the glossary.
Every business has its own challenges and insurance needs. After you've completed your quote, you'll be connected with a licensed insurance professional who can help determine exactly what protection your business needs. Your insurance rep will conduct a thorough risk assessment and help you lock in the best coverage at the best price.
It depends on a number of variables, such as: