Compare Quebec Car Insurance Quotes for Better Rates
Car insurance in Quebec is unique, it blends both a public plan that’s provided by the Société de l’assurance automobile du Québec (SAAQ) and a private plan that is purchased from Quebec car insurance companies. The public portion is included in the fees you pay for your driver’s licence, while the private Quebec insurance plan requires that you shop around for the best deal.
Shopping around to get the best price on the coverage you need is simple with InsuranceHotline.com. All it takes is a few quick minutes to get Quebec car insurance quotes to see if you could be saving money on the premiums you pay, and it’s as easy as 1, 2, 3.
1. Tell us a little about yourself
Tell us a bit about your vehicle and driving experience.
2. Compare your rates
Compare offers from many well-known and respected Quebec auto insurance companies.
3. Save money
Pay less for your coverage after picking your price from the list of great rates. It pays to shop around.
Why use InsuranceHotline.com?
We want to help you save money on insurance because we’re drivers too, and we know that everyone loves the feeling they get when they know they’re getting a good deal.
Who doesn’t love to save money on auto insurance? Only by shopping around, will you pay less for your insurance in Quebec.
It takes very little time, just a few minutes, to compare quotes from many Quebec car insurance companies. Save a lot, in little time.
There’s no cost to you
Our service is absolutely free. Getting quotes with us won’t cost you a cent. There’s no fine print to read or catch involved.
Getting quotes is simple
Tell us a little about yourself and the vehicle you drive. That’s really all there is to it! You’ll be saving money in no time.
Your information is safe
Your details are secure and safe with us. Look for a locked padlock in your browser as well as https.
We respect your privacy
Your privacy is important to us and we will never share your information without your prior consent.
How much is auto insurance in Quebec?
It’s estimated that the average Quebec automobile insurance costs about $724 per year . However, every driver’s situation is unique and the best way to see how much it will cost you is to shop around and compare quotes for the cheapest rate. Even if you pay the “average” rate or less, there is always room to save more; your Quebec car insurance can be cheaper.
How do Quebec auto insurance rates compare to the rest of Canada?
Quebec has the cheapest car insurance rates in Canada, according to a report commissioned by Ontario’s Ministry of Finance, making them the envy of drivers outside of the province. In fact, Quebec drivers, along with New Brunswick, Nova Scotia, Prince Edward Island, and Saskatchewan drivers all pay less than $800 a year for coverage on average.
|Province||Average auto insurance rates by province|
|Newfoundland and Labrador||1,090|
|Prince Edward Island||$755|
Find the best car insurance in Quebec with InsuranceHotline.com
There are a lot of factors that go into what you pay for your car insurance coverage, and the premium you’re charged for auto insurance can vary significantly from one insurance company to another. At InsuranceHotline.com we’ll help you find the company that offers you the best coverage at the cheapest rate.
What are Quebec’s auto insurance laws?
No matter where you live in Quebec, or for that matter Canada, auto insurance is mandatory. It is the law and under the Quebec Automobile Insurance Act, you must carry at least $50,000 in civil liability insurance coverage. This amount however, is the bare minimum, and generally drivers have at least $1 million in coverage. According to the Groupement des assureurs automobiles and the Bureau d’assurance du Canada having at least $1 million in civil liability coverage is advisable because it protects you for:
- Damage caused to your vehicle for a no-fault collision in Quebec.
- Property damage and bodily injury for an at-fault accident outside Quebec.
- Material damage caused to a third party and for which you are at-fault.
What coverages will my Quebec auto insurance quote include?
Your Quebec auto insurance quote will include the compulsory civil liability coverage that you are required to carry. Usually, quotes include $1 million of civil liability coverage; however, you can change this amount to $2 million.
There are also optional coverages to consider as well, with the most common being collision and comprehensive. Both of these optional coverages will pay to fix your vehicle if damaged. Collision, for example, will pay for damages resulting from an accident, while comprehensive will cover damages caused by things like hail, theft, or vandalism. You can choose to include, or exclude, these optional coverages when reviewing your list of quotes.
What can I do to lower my Quebec car insurance premium?
According to the Groupement des assureurs automobiles and the Bureau d’assurance du Canada there are 5 main things you can do to reduce your Quebec car insurance premium:
- Drive carefully. Tickets and collisions usually mean higher rates.
- Choose your car wisely. Some cars simply cost more to insure, especially if they’re prone to theft.
- Ask for a higher deductible. Increasing your deductible usually means your premiums will be lower; but choose a deductible that you can live with because this is the amount you’ll have to pay if you need to submit a claim.
- Bundle your policies. Most insurers offer a discount if your group your auto insurance and home insurance with them.
- Shop around. No two insurers are the same, and premiums can vary wildly.
Get Quebec Auto Insurance Quotes Today
Are you ready to spend less on your car insurance? Quebec drivers can easily save by comparing car insurance quotes today; it’s the best way to lower your car insurance rate and find a policy that fits your needs best.