Many people are aware of the dangers and costs of distracted driving – fines, demerit points and high probabilities of collisions – and yet many still reach for the phone, play with the GPS or catch up on emails. Even if you are an experienced driver...

Although most people are well aware of how their driving record affects their insurance premiums, many don’t realize just how much their car affects the rates as well. Everything about your car, including the year, make, and model, affects the rate. In addition to that, some things you may not even know about your car can have an impact...

If you’re planning to customize your car with aftermarket parts, custom paint, or a new stereo system, it’s important that you understand exactly how all those parts and upgrades are covered under your car insurance policy. Does your insurance company need to know...

Being pulled over can be a difficult experience, especially if it’s for the first time. Many drivers aren’t sure how to handle getting a ticket – they’re often nervous and perhaps feel the violation isn’t deserved...

Car insurance is a confusing topic for many people, and it doesn’t help that there are a number of pervasive myths that continue to be circulated. The many myths about car insurance are easily dispelled with a little research, and the more you know the better prepared...

Car insurance is required by law, and it’s an expense a lot of people would rather do without. Paying regularly for something that you don’t actually use on a regular basis – and may never use if you’re lucky – can seem like it’s a money-making scam on the part of the insurance companies. The truth is that...

PRESS RELEASE: July 25, 2012 - Everyone hopes they won’t ever have to deal with a roadside emergency, but it happens frequently and it’s important to be prepared. InsuranceHotline.com offers important tips everyone should know about...

Most drivers know what the basic coverage choices are that are needed for a car insurance policy. Legally required minimum coverage for liability and accident benefits are the basis for a good insurance policy, and from there each driver can select the options that they feel are needed...

PRESS RELEASE: July 26, 2012 - Driving at night carries more danger than daytime driving due to the reduced visibility. When out on the road after dark, increased caution and careful attention are incredibly important. InsuranceHotline.com has simple safety tips...

Buying car insurance can be a complicated process. There are many options to consider, and even when it comes to the coverage required by law, you still have to decide if you’d like to increase your limits. Finding the car insurance that suits you is not as difficult as it seems; it simply requires an understanding of the choices available to drivers...