Entries for category "car"

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June 15, 2011, Toronto, ON In an effort to help consumers save on insurance rates, Insurancehotline.com, a non-biased insurance rate comparison service is separating fact from fiction by debunking the most common car insurance myths in an effort to keep consumers informed.

It's a proven fact that seat belts save lives. Transport Canada statistics indicate that five lives are saved for every one percent increase in seat belt usage among Canadians.Wearing a seat belt properly is a legal requirement for all motor vehicle drivers and passengers in Canada. Read further to learn how it can impact your insurance.

Accidents are very stressful events, physically, financially and emotionally. One of the best things we can do to get through the experience is to be prepared and know what to do ahead of time. If you've never been involved in an automobile collision before, or if it's been a while, you may not be familiar with what to do or how to react in certain situations. With that in mind here are 5 things you didn't know about car accidents and what to do if they happen.

When you buy car insurance, it's important to get the right policy for yourself and your family. You want to make sure that you are fully protected if you get into an accident or if your car is stolen or damaged by other means. Of course, let's not forget you'd like to save as much money as possible while still ensuring that you're adequately covered.

Automobile theft is a significant problem that costs Canadians approximately $1.2 billion each year in insurance, health care, policing and correctional costs. Statistics Canada reports that just over 125,000 vehicles were stolen in Canada in 2008. The Insurance Bureau of Canada estimates that about 20,000 stolen cars are exported from Canada annually.

In most areas of Canada, the winter season can significantly affect driving conditions, leaving you more prone to accidents. During the winter, even more so than other times of the year, it's important to focus on defensive driving to protect yourself and keep your family safe and sound. Driving safely also helps keep your insurance rates down, while minimizing wear and tear on your vehicle.

There is no question that harsh winter weather can wreak havoc on your vehicle. From snow, slush, and salt damage to treacherous driving conditions that can increase your chance of a collision, drivers need to be extra cautious during this snowy season. While you can't control the weather, you do have power over certain practices that put you at greater risk for theft or damage and can be easily avoided. Here are a few winter driving habits that can be costly.