If you are charged with a traffic violation or have been involved in an accident, these are serious issues that can affect your licence and insurance rate. Pointts Canada, the traffic ticket and accident professionals, will provide you with a free consultation.Tickets Categories - Minor, Major and CriminalFor a list of tickets considered, minor, major and criminal, click here. Tickets stay on your insurance record for 3 years from the date of conviction, accidents for 6 years. Accidents - Fault Determination RulesFor a list of fault determination rules that insurance companies use to categorize if an accident is considered "At-Fault," "Partially At-Fault" or "Not At-Fault," click here. Top 10 Driving DistractionsTo see a list of top ten driving distractions that contribute to automobile crashes click here.