Insurance for Your Motorcycle

Insurance for motorcycles is mandatory, except in certain situations. To get the best motorcycle insurance rates for your particular case, visit for a free online insurance quote. Motorcycle

  • Third-Party Liability Coverage of at least $200,000 to protect you if another person is killed or injured, or if their property is damaged. If you're sued, this coverage pays claims up to the limit of your motorcycle coverage, and the cost of settling the claims.
  • Statutory Accident Benefits Coverage to provide supplementary medical, rehabilitation, attendant care, caregiver, non-earner, income replacement, and death benefits if you are killed or injured in a motorcycle accident, regardless of who caused it.
  • Direct Compensation - Property Damage (DCPD) Coverage to pay for damage to your vehicle and its contents, if another driver is at fault for a motorcycle accident that occurs in Ontario and that driver is insured by an insurance company licensed in the province.
  • Uninsured Automobile Coverage to provide financial compensation for you and your family if you're injured or killed by an unidentified driver or by an uninsured motorist. It also covers damage to your motorcycle caused by an identified uninsured driver, up to $25,000.

Extra Coverage's

In addition to mandatory minimum coverage's that are required by law, you may purchase extra endorsements or coverage's.

Your insurance broker, agent, or insurance company representative can provide you with a complete explanation of optional coverage's that are available.Source: Financial Services Commission of Ontario