Nicotine users can get a life insurance policy, but you’ll likely face a higher premium than someone who doesn’t smoke or vape. However, quitting permanently can change that.
Is life insurance for children a good choice for your family?
Younger, healthier applicants tend to get better rates than older Canadians or those with a pre-existing condition when it comes to buying life insurance. But if you’re living with chronic health problems and need life insurance, you shouldn’t assume the worst.
A pre-existing health condition doesn't automatically mean you'll be turned down for insurance coverage. Here's what you need to know.
Learn more about how you can use your whole life insurance to pay down your debt, without impacting your credit score.
Your financial situation changes as you get older. So may your requirements for life insurance. Choose the right type of coverage taking into account who you want to protect.
The life insurance offered by your employer might not be enough to protect your family in the event of an unexpected tragedy. Here are six reasons to consider adding to your coverage.
As conversations go, discussing life insurance is a tough talk to have on a couple of fronts. First, no one really wants to talk about their own death or the death of a loved one, and secondly, there are a lot of myths about life insurance that make talking about it difficult to navigate. On this latter front, InsuranceHotline.com can help by debunking some of the more common life insurance misconceptions.
More than 22 million Canadians have some sort of life insurance policy. Yet, despite its popularity, many of us don’t realize how many factors—some within our control—affect the premium we pay. There’s way more to it than just your age, overall health and whether or not you smoke.
There are many times throughout your life when, if you don’t already have it, you should think about getting life insurance. Or, if you already have a policy, revisit your life insurance needs, because as circumstances change, so should your life insurance coverage.