With the auto industry rapidly changing, and many automakers finally going the hybrid route, lots of drivers are opting to keep their current vehicle for one more year to see what 2010 will have in store. If you're part of the growing trend of people holding out for a 2010 car purchase, know that you can make it a good year for your current ride - and your insurance rate - via the following maintenance and efficiency tips:Go independent: Have your car serviced by an independent mechanic shop, as opposed to your dealer's in-house services. Dealers are always more expensive, sometimes by upwards of 40 per cent on basic services. So shop around and see what mechanics offer the best deal. And don't be afraid to barter. Tip: If your dealer tells you outside servicing violates your car's warranty, know this may be untrue, so be sure to check your warranty.Time to replace a part? According to your manufacturer (and owner's manual), you can track the proper replacement dates for auto parts. From fan belts to brakes and tires, be sure to replace parts on time. This will leave you less susceptible to emergencies and help endorse the car's potential resale value down the road. Tip: Ask your mechanic if refurbished parts are available. They cost less and have to meet certain standards before being put in your car.Do it yourself: Need to replace a filter or windshield wipers? Do it yourself and save the service charge. Tip: Want to save money in the long run? Consider taking a basic car maintenance class at your local college. The do-it-yourself skills you'll learn will save you thousands of dollars over the years.Rejected warranty claim? Try again! Did your car's manufacturer reject your warranty claim? Ask if a technical service bulletin has been issued for the part. Tip: Persistence pays. Some manufacturers will repair a known defect outside a warranty period (called a "secret warranty" by industry insiders) if you are proactive and ask politely.Are you over-insured? Do you review your rate every year? You should start. Each year, your car depreciates in value, so you may be over-insuring. Always keep liability, but reconsider collision and comprehensive insurance if your vehicle is in its last year. Tip: Add your deductible to your annual amount for collision and comprehensive coverage. Next, compare the total with the wholesale value of your car. If the amount is more than half, then it's time for a quote comparison.
Make Your Car Last Through 2009
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The operator was pleasant and quick
The operator was pleasant and quick. Almost no waiting
11 hours 21 minutes ago
Larry Fischer
Larry Fischer
Quick response
Quick response. Good service. Accurate. Pleasant agents.
1 day 13 hours ago
Peter
Peter
Communication was clear
Communication was clear, friendly, and prompt, with no sales pressure.
6 days 11 hours ago
RH
RH
Just had a quote through a broker for…
Just had a quote through a broker for my car and house insurance my experience was great. All questions were answered and I got a reasonable rate.
6 days 11 hours ago
Ray Goguen
Ray Goguen
Efficient and knowledgeable.
Efficient and knowledgeable.
6 days 12 hours ago
Terrence
Terrence
Great Customer Service
Great Customer Service, friendly staff, Good Pricing
1 week 1 day ago
D.K
D.K
Best price, simple, and fast!
Getting the online quote was simple and they called me almost immediately to confirm I wanted to go forward and transferred me to a broker. Maria was fantastic and explained everything clearly.
1 week 2 days ago
REBEKAH HIEMSTRA
REBEKAH HIEMSTRA
Person I spoke with was very polite and…
Person I spoke with was very polite and knew his stuff.
1 week 2 days ago
Johnny Arruda
Johnny Arruda
Easy of doing online quote
Easy of doing online quote. Great & friendly follow-up.
1 week 3 days ago
MARK JOSEPH AGNELO DESOUZA
MARK JOSEPH AGNELO DESOUZA
GOOD
WELL, JOHN WAS CONNECTED TO ME ABOUT MY INSURANCE AND HE IS PRETTY UNDERSTANDING AND HELPFULL AND DOES HAVE THE KNOWLEDGE. I AM NOT DONE YET HE IS WORKING ON MY INSURANCE AND I HOPE TO HAVE A GOOD NEWS
THANKS
1 week 3 days ago
Pamela francis
Pamela francis
Very Easy
The person called me very fast
1 week 3 days ago
Joey Smyk
Joey Smyk
Absolutely amazing experience
Absolutely amazing experience , was fully satisfied and amazing customer service. I would completely recommend to friends and family members .
1 week 3 days ago
Namgyal Kalsang
Namgyal Kalsang
Insurance Renewal
Insurance Renewal
I did a quote online using Insurance hotline and with in a minute got a call on my phone from them which connects to me a broker that helps in my insurance for both Auto and Home.
I am happy with the service as it saves me money compare to my current Insurance provider.
1 week 6 days ago
Rashid Butt
Rashid Butt
Unfortunately the quote I received is…
Unfortunately the quote I received is higher than what I am presently paying for the combined house and car
2 weeks ago
Claude Guerin
Claude Guerin
Excellent customer service and super…
Excellent customer service and super fast.
Very good price comparison 👍
2 weeks 2 days ago
Loai Somakih
Loai Somakih
Quick service
Quick service! I really hate long phonecalls but this was really easy. People where nice and transferred me to the right person immediately. I wasn’t left on hold for a dreadfull amount of time. It was great.
2 weeks 2 days ago
Alizee Noreau
Alizee Noreau
Jazelle was amazing broker
Jazelle was so amazing! She was very patient with me, and so helpful with working through all the options and scenarios.
2 weeks 2 days ago
Martin C.
Martin C.
Friendly and very informative
Friendly and very informative
2 weeks 3 days ago
Bruno Ducharme
Bruno Ducharme
GREAT CUSTOMER SERVICE
Responded to my email with in what seemed like minutes. The rep was great, I explained that I needed to tell him about a few things that I didn't have a chance to answer during the questionair. I shared that information with him he then transferred me to another department that could take care of some business insurance. The rep was not only friendly and courteous he was very professional. Kudos to HR they hired a great individual.
2 weeks 5 days ago
doug Dunec
doug Dunec