Believe it or not, insurance fraud costs the insurance industry approximately $3 billion each year. When most people think of insurance fraud, they typically think of organized groups who stage automobile collisions in order to claim medical benefits. But there are other types of insurance fraud that can be just as costly to the insurance industry and ultimately to you.

I have heard a lot lately about auto insurance rate increases. My renewal is coming up soon. How much of an increase should I expect to see?

In October of 2009, the province of Ontario banned texting and/or talking on a handheld device while driving. Warnings with no fines were issued for a three month period. Effective February 1, 2010, the warning period is over and drivers can now be fined as much as $500.

Is my insurance company allowed to run a credit check on me?

Every year more consumers are taking advantage of the Internet to save money on their car insurance. However, not all websites are created equal and it is important to follow some important tips to make sure that you are getting the best deal available and the most accurate rate possible.

Do you know that most property insurance policies have "special limits"?

Do you know what factors affect your insurance premiums?

How Does InsuranceHotline.com Work?Users complete a simple online form, answering the same basic questions asked by most insurance brokers and agents.The process typically takes 5-10 minutes. InsuranceHotline.com then runs this information against its database of over 30 insurance companies to find the lowest rate available through its large...