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The Insider - September 2016 - Did you know?

By InsuranceHotline.com Team
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Did you know that you shouldn’t admit fault even if you believe you caused an accident?

Yes. In fact, even if you think you’re at fault, the law may say otherwise. You may not have all the knowledge to make this decision on your own and it’s important you consult with your insurer and in certain scenarios, the police. Never try to resolve a situation or make any agreements with other parties on your own without speaking to your insurance provider first. If you feel your premiums are too high following an accident, why not see if you can get a better rate? Visit InsuranceHotline.com to check out your options.

Did you know that more than half of Ontario drivers simply let their policy automatically renew without checking their rates?

Yes, that’s right. By not checking their rates and comparing the market, over 50 per cent of Ontarians are missing out on savings. When your renewal date comes up, why not look at other options? Compare car insurance rates today with InsuranceHotline.com and start saving now!

Did you know that good grades at school can lead to discounted auto insurance premiums?

Yes, it’s true! If you’re a student with your own policy and you’re getting straight A’s, you might end up paying less for your auto insurance. Similarly, if you’re the parent of a student attached to your policy and he or she is achieving good grades, you may be eligible for a discount. If your provider doesn’t recognize all those academic achievements, why not shop around for a company that does? Visit InsuranceHotline.com and compare quotes today!

Did you know that getting a ticket can affect your auto insurance rate?

Yes, that’s true in certain situations. If a ticket is issued under the Highway Traffic Act, Insurance Act or Criminal Code, it will appear on your driver’s abstract and can impact your premiums. An at-fault collision, too, will likely result in an increase. Note that while demerit points stay on your record for two years from the offence date, they usually have no bearing on your premium. And when it comes to parking tickets, they do not appear on your driver’s abstract and do not affect your driver’s license or insurance record. Premiums too high after receiving a ticket? Perhaps it’s time to switch providers. You can check out all your options at InsuranceHotline.com.