When it comes to understanding the insurance industry in Canada and Ontario specifically, it can get a bit confusing for the average consumer. What organizations are out there? And what regulatory bodies are helping protect your rights as a policyholder?Insurance Bureau of Canada (IBC)Website: ibc.caThe IBC is a national association that represents private home, business and auto insurance companies. The IBC acts on the part of its members by responding to and forecasting industry issues, as well as support members' needs by identifying new industry opportunities.The IBC also lobbies the federal and provincial governments in order to help promote changes in public policy, which benefit insurance companies and, in turn, their customers. The bureau also helps foster public understanding of how car, home and business insurance works.Financial Services Commission of Ontario (FSCO)Website: fsco.gov.on.caFSCO is a regulatory body that covers, among many various industries, the insurance industry. FSCO's mandate is to help promote public trust and consumer confidence in the Ontario auto insurance industry. This government-mandated body essentially helps make sure that the auto insurance industry stays above-board in its actions.Registered Insurance Brokers Association of Ontario (RIBO)Website: ribo.comThis self-regulated body serves insurance brokers in Ontario. RIBO serves consumers by regulating the ethical conduct, licensing, professional ability and competence and insurance-related financial obligations of all the independent insurance brokers in Ontario. RIBO helps ensure that consumers don't become victims of fraudulent or illegal activity.CGI Group Inc.Website: cgi.comCGI Group Inc. is a technology firm that provides consumers with a history of their driving claims. CGI serves the auto insurance industry in Canada by providing you with your insurance history report, which includes your automobile policy and claims history as reported by the Canadian property and casualty industry. You can request a insurance history report once every 12 months, provided it is only used for your own personal information.If you want to obtain information or your insurance history report, you can visit InsuranceHotline.com to get more information on how to connect with CGI Group Inc.Ontario Ministry of Transportation (MTO)Website: mto.gov.on.caIf you're a driver, you've already connected with the MTO. Responsible for drivers and provincial roads and highways, this government body provides you with a license to own and operate a vehicle in Ontario (which you have to obtain through the Ontario Graduated Licensing System), license renewal, vehicle ownership registration, your driving abstract and a record of your moving violations and parking tickets. The MTO requires you to have an auto insurance policy in order to obtain a driver's license; hence it is also tied to the auto insurance industry.
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One-stop shop
One-stop shop, no pressure environment, allowed me to go through and itemize coverage, like the excellent triaged customer service too!
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Nicola Montanaro
Honesty
My experience was a caring agent who reached out to offer any assistant in helping me reach a discission to get the price i needed , However the quoted price was much higher than my previous one , this was explained to my satifaction , I gave Thanks to this ageny for his opinion which was valued.
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Vashti Mascoll
Very nice auto insurance
The price is very attractive. The broker is very nice and professional.
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Fengfeng Zhou
I haven't finished the process but this…
I haven't finished the process but this is the 2nd time I used insurance hotline.com and it saved me time and money both times I used it. I just moved from Alberta and Ronit from CAA was very professional and helpful.
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Rajkumar Chotai
Auto & Home
Very proffesional and very helpfull agent
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Krzysztof Malarski
Different quotes
Different quotes
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Judy Link
The process went well
The process went well
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Andre Guertin
Great service and we were able to find…
Great service and we were able to find a different company and save $$$
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Karen Warwick
very knowledgeable staff and very…
very knowledgeable staff and very polite.
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ERIC S APPADOO
Pleasant people
Pleasant people
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John
Kathy…
We were tranferred to an Inurance Agent (Kathy) who after extensive Questions regarding our existing Policy - is researching our files & hopefully come up with another reduced Policy.
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Elaine Galt
Best
Short question, and fast working
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Florin Mocanu
Quote for Daughter auto insurance
Very good customer service person Brandy, who gave me good information and put me in touch with a Broker Nathan. worked with me and explained about my quote and got me pricing.
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Caitlyn Arina McGee/Fred McGee
Speed of the process
Speed of the process
& good knowledge of the products
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hakim
Friendly. Simple
They were very friendly and the process was easy. Turned out none of the options they provided were better than what I currently have.
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Oliver Blunn
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