Car Insurance Tips For Holiday Travellers

The good news is that your current policy and coverage protects you when

driving across Canada and the continental U.S.

What if you're planning to rent a car? Depending upon the coverage that you

have on your existing policy, you may not need to purchase coverage for loss or

damage to a rental vehicle from the rental agency. Before you make that

decision, be sure to speak to your broker or agent about your current policy.

The specific name of the coverage varies from province to province. In Ontario

this coverage or "Ëœendorsement' is called an OPCF 27 and in some other provinces

it is called an SEF 27. This coverage provides protection from $25,000 to

$50,000 for damage to a rental vehicle, and applies not only to you, but to all

the drivers listed on your policy.

Another way you may be able to access rental car insurance is through your

credit card. Some credit card companies offer this coverage as a benefit for its

users. Check your cardholder agreement for full details.

While you're checking the details of your car insurance coverage, why not

also make sure you're paying the lowest rate available? instantly

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