Entries for category "car"

No-Fault Insurance No-fault insurance is an oxymoron. Fault is determined in every accident,using the Fault Determination Guide as set out in the Insurance Act. To view the Fault Determination Rules, click here. No-fault insurance actually means that if you get in to an accident, regardless whether or not it's...

OPP Ticket to the limit campaign results Tickets for the Province: 6,629 Seat Belts: 512 Speeding: 5,507 Failed to Yield: 63 Careless Driving: 42 Impaired Driving: 80 12 Hour Licence Suspensions: 125 Ticketing for Unsafe...

Ticket Talk 1) Pulled Over - Do you beg, cry or lie? Don't do any of these things and "especially" don't conduct a curbside trial. The officer has already decided you did something wrong, or he wouldn't have pulled you over. And he's heard it all. Be polite, it's in...

Do you own a stolen car? If the police find a stolen car that you own and repossess it, the insurance company that represents the policy of the person the car was stolen from will pay the claim out and the insurance company will claim the car. In Quebec, however,...

Just Sitting In Your Car It would not occur to most people that they could be charged with impaired if they just happen to use their car as a convenient place to sit while talking to someone and having a drink, in their driveway, or at their cottage or campsite....

What Type Of Tickets Affect Your Car Insurance Rate? I received an email from a driver shocked at the fact that you can be ticketed for a dirty licence plate. What's even more surprising is that it carries as much weight as a speeding ticket does when it comes to...

Government Restrictions On Insurance Company Underwriting For Auto Insurance On June 1, 2005 the Financial Service Commission Of Ontario (FSCO) regulated that insurance companies can NOT terminate your auto insurance policy based on your credit history. The additional checks which the government has restricted insurance companies from doing...

Car Rentals Your Insurance Policy Your auto insurance policy provides the best coverage if you purchase car rental coverage. The coverage is called "Liability for Damage to Non-Owned Automobiles." It should cost around $35 to $50 a year and it covers you each time you rent a car....