These rates were based on a 35 year-old driver in Toronto (M5C 2C5) with 19 years license and insurance experience. Coverages are $1 million for liability, $500 collision deductible and $300 comprehensive deductible. 10,000 annual km with a commute distance of 5 km one-way to work. The vehicle was a 2001 Chrysler Intrepid 4 DR.

Insurers just announced another record profit of $4.2 billion dollars. Many feel they've made this money from the pocketbooks of the drivers, and not as a result of a return on their investments.

I was wondering when the financial community would start including InsuranceHotline.com as part of their portfolio for saving their clients money, instantly.

Car insurance companies have plenty reasons for increasing your auto insurance rates. They are consistently searching for tickets and suspensions by performing background checks and investigations. Once your auto insurance company finds a new ticket, be prepared for a sharp increase in your rates. A speeding ticket issued 500 miles from home, in another province or state can cause your insurance rate to increase.

Car dealers say sky-high insurance rates are hurting new car sales, yet the insurance industry insists rates have come down. Who's right?

You have 1.3 seconds to avoid a crash. Will you be ready? Here are some valuable tips to avoid split-second driving emergencies:

Driver's training is good for you and your pocket book too.

Car insurance is a lot of money for something you may never end up needing. Every single car owner needs insurance, but not every owner can afford expensive insurance rates. After reading this article, you will no longer feel "helpless" when it comes to controlling your hard earned money. There is a good chance you could immediately save hundreds, even thousands of dollars on your car insurance.

If you are charged with a traffic violation or have been involved in an accident, these are serious issues that can affect your licence and insurance rate.

InsuranceHotline.com updates 30 of the top Canadian insurance company rates every week. And car insurance rates are dropping, especially the rates for ‘good' drivers.